Reduce risk by following these simple tips:
- Keep your sensitive information secure and in a safe location. Protect your credit cards, bank cards, passwords/PINs, bank statements/receipts, bills, social security cards or documents containing your social security number, health insurance cards, driver’s license and number, and other personally identifiable information.
- When disposing of any cards or documents with personal information, SHRED THEM!
- Don’t give out personal information on the phone or online unless you have initiated the contact. If you ever believe you are not talking to a representative of a legitimate company, hang up or log off.
- Protect your PIN when using an ATM, Pay-at-the-Pump, Self-Check Out, or other devices. Shield the keypad from unauthorized skimming cameras and anyone nearby.
- Check your credit card and financial institution statements for unauthorized transactions immediately upon receipt. Report any unauthorized transactions immediately.
- Obtain copies of your credit report annually to be sure they are accurate. Request the information from all three major credit-reporting agencies: Experian.com, Equifax.com, and TransUnion.com.
( You can also request a free copy from each of three agencies once each year at AnnualCreditReport.com or call toll-free 1-877-322-8228 ) - Don’t put mail in your curbside mailbox until shortly before it will be picked up. Or mail items with personal information at a U.S. Postal Service drop box.
- Remove your mail from your curbside mailbox as soon as possible after it has been delivered.
- If you are traveling, have the U.S. Postal Service hold your mail or have someone you trust pick it up daily.
- If your bills or statements don’t arrive when expected, check into it quickly. This could mean that they are being diverted or have been stolen by an identity thief.
