Personal Savings Account

We all understand that it pays to save. With a consistent savings program, you can set yourself up for financial success and help eliminate potential stress later in life. We know everyone has different goals. Some need long-term steady accounts for the future, while others choose short-term accounts where they can access funds quickly. That’s why we offer a full range of savings products, including savings accounts, Certificates of Deposit and IRAs.

The simple, secure way to start your savings program.

With a low minimum opening deposit requirement and interest paid on balances, this traditional, flexible account is designed to meet your basic savings needs.

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  • $25 Minimum opening deposit
  • $5 Monthly service charge
    No monthly service charge with one of the following:
    • $500 minimum balance
    • The primary account holder is under the age of 25
  • Interest Paid (on any collected balance)  View Rates
  • One free withdrawal per month. ($2 for each additional withdrawal.)

Standard on all Personal Saving Accounts:

  • Free Online Banking1
  • Mobile Banking and Mobile Deposits1
  • Free Automated Phone Banking with Jeff-Line
  • Check and Cash Deposits 24/7 at no bank charge, made at Jefferson Bank ATMs2
  • Free Combined Monthly Statements
  • Overdraft Protection ($5 charge per transaction. From another Jefferson Bank checking or savings account.)

Notices & Disclosures

The Truth in Savings Act requires disclosures to be available on all consumer deposit accounts. Please inquire at any Jefferson Bank location for a Truth in Savings Act disclosure.

1While Jefferson Bank does not charge fees for the use of Mobile Banking or Online Banking, message and data rates may apply. Check with your service provider for details

2Check deposits are not immediately accessible against your Available Balance. Check deposits are limited to a $5,000 daily credit on your Current Balance. If a check deposit exceeds the $5,000 daily limit, an overnight hold will be administered for funds in excess of the daily limit.

Mobile and Online Banking with enhanced features.
Real-time access. Anytime.

We keep up with technology to help you stay in touch with and in control of your financial world from virtually anywhere, 24/7.

Use your smartphone, tablet, or Apple Watch to view current and available balances, transfer funds, deposit checks into your business accounts, pay bills, and more.

Jefferson Bank App

Download the free*
Jefferson Bank app today.

*While Jefferson Bank does not charge fees for the use of Mobile Banking or Online Banking, message and data rates may apply. Check with your service provider for details.

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