Personal Interest Rates

(Annual Percentage Yields are accurate as of: February 9, 2022)

Relationship Checking1
INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)% MINIMUM DAILY BALANCE TO OBTAIN APY MINIMUM DEPOSIT TO OPEN
0.03% 0.03% $0.01 $50
Personal Savings1
INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)% MINIMUM DAILY BALANCE TO OBTAIN APY MINIMUM DEPOSIT TO OPEN
0.03% 0.03% $0.01 $25
Money Market Account1
Tier Interest Rate Annual Percentage Yield (APY)% Minimum Daily Balance to Obtain APY Minimum Deposit to Open
1,000 to 9,999.99 0.03% 0.03% $1,000 $200
10,000 to 24,999.99 0.03% 0.03% $10,000 $200
25,000 to 49,999.99 0.03% 0.03% $25,000 $200
50,000 to 99,999.99 0.03% 0.03% $50,000 $200
100,000 to 499,999.99 0.06% 0.06% $100,000 $200
500,000 to 999,999.99 0.06% 0.06% $500,000 $200
1,000,000 to 4,999,999.99 0.08% 0.08% $1,000,000 $200
5,000,000 & over 0.10% 0.10% $5,000,000 $200
Certificates of Deposit - Less than $100,0002
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)% MINIMUM DAILY BALANCE TO OBTAIN APY MINIMUM DEPOSIT TO OPEN
1 month 0.05% 0.05% $1,000 $1,000
2 month 0.05% 0.05% $1,000 $1,000
3 month 0.10% 0.10% $1,000 $1,000
6 month 0.15% 0.15% $1,000 $1,000
9 month 0.25% 0.25% $1,000 $1,000
12 month 0.30% 0.30% $1,000 $1,000
18 month 0.45% 0.45% $1,000 $1,000
24 month 0.60% 0.60% $1,000 $1,000
36 month 0.60% 0.60% $1,000 $1,000
Certificates of Deposit - $100,000 or Over2
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)% MINIMUM DAILY BALANCE TO OBTAIN APY MINIMUM DEPOSIT TO OPEN
1 month 0.10% 0.10% $1,000 $100,000
2 month 0.10% 0.10% $1,000 $100,000
3 month 0.15% 0.15% $1,000 $100,000
6 month 0.20% 0.20% $1,000 $100,000
9 month 0.30% 0.30% $1,000 $100,000
12 month 0.35% 0.35% $1,000 $100,000
18 month 0.65% 0.65% $1,000 $100,000
24 month 0.80% 0.80% $1,000 $100,000
36 month 0.80% 0.80% $1,000 $100,000
IRAs (12 Months) Fixed Rate Less than $100,0003
INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)% MINIMUM DAILY BALANCE TO OBTAIN APY MINIMUM DEPOSIT TO OPEN
0.30% 0.30% $500 $500
IRAs (12 Months) Fixed Rate $100,000 or Over3
INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)% MINIMUM DAILY BALANCE TO OBTAIN APY MINIMUM DEPOSIT TO OPEN
0.35% 0.35% $500 $500
IRAs (18 Months) Variable Rate1,3
INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)% MINIMUM DAILY BALANCE TO OBTAIN APY MINIMUM DEPOSIT TO OPEN
0.20% 0.20% $500 $500

Notices & Disclosures

There is a limit to the number of transfers from a savings account to another account or to a third party by pre-authorized, automatic, telephone or computer transfer, or by check, draft, debit card or similar order, to six per month or statement cycle.

The Truth in Savings Act requires disclosures to be available on all consumer deposit accounts. Please inquire at any Jefferson Bank location for a Truth in Savings Act disclosure. Deposit rates are expressed as an Annual Percentage Yield (APY) and assume that interest is received at least annually.  Fees or other conditions may reduce the earnings on the account.

1The rates may change after the account is opened.
2Penalty may be imposed for early withdrawal.
3Penalty may be imposed for early withdrawal, which may include an IRA penalty.

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