Secured and Unsecured Loans

There are two different options available to you when applying for a personal loan: secured and unsecured.

A secured loan is one that is connected to some sort of collateral – something of value like a car or house. These loans are generally easier to qualify for and usually to have lower interest rates.

Depending on the amount you wish to borrow and credit approval, you may also qualify for an unsecured loan. These loans are not protected by any form of collateral.

A Jefferson Bank loan officer can meet with you to discuss the best option to meet your personal needs.

How to Apply

Call a Jefferson Bank Lender at (210) 736-7600 or visit your local Jefferson Bank Banking Center.

Notices & Disclosures

All loans are subject to credit approval. Rates, terms, and conditions are subject to change without notice.

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