Positive Pay

Protect your business from check and ACH fraud.

Automate the way you monitor transactions with this powerful fraud detection tool. It enables you to validate payee information, manage exceptions, streamline your workflows, and prevent duplicate check presentations.

Woman on the phone.

Stop fraudsters in their tracks with a simple click.

Jefferson Bank Positive Pay reduces loss associated with traditional paper checks and ACH transactions, all from a single platform. You have the control to approve what gets paid and deny any suspicious activity with a click of a mouse.

Benefits
benefits - protect business

Protect your business against altered and unauthorized check and ACH transactions

Filters

Provides an additional layer of protection against fraud

Clock quarter till

Save time reconciling account statements

benefits - email alerts

Direct communication via email alerts on unauthorized transactions

Features
Filters

Apply filters on your accounts to prevent unauthorized electronic items from clearing

Filters

Option to approve or reject unauthorized checks or ACH items from your desktop or remotely with the use of our Treasury Management Platform

Outstanding Check Log

Access to Outstanding Check Log and ACH Reporting

Stop Payment Icon

Option to issue Void File on outstanding checks versus placing stop payments on checks

Positive Pay is a comprehensive system that includes check positive pay, ACH positive pay, account reconciliation, and custom ACH reporting.

Check Positive Pay includes:

  • Payee Match - Ensures payee name on check images matches payee name on issued check files. 
  • Online Check Image Viewing - View both front and back check images of both paid checks and exceptions.

 ACH Positive Pay functionality includes: 

  • ACH Authorization - Define rules for pre-approved ACH activity, including originating company, standard entry class, transaction type, and maximum amount. 
  • Transaction Filter/Block - Identify suspicious activity using rules similar to ACH Authorization. 

Plus, you can take advantage of: 

  • Automated Processing 
  • Account & Deposit Reconciliation 
  • Exception Management 
Positive Pay 2024
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Never assume you're immune from fraud. 

Take a positive step toward managing risk and protecting your business transactions. Make sure you have Jefferson Bank Positive Pay on all your accounts.

Just fill out this form, submit it, and one of our Treasury Management specialists will get in touch. Or give us a call at (210) 736-7218

Notices & Disclosures

Jefferson Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Jefferson Bank should contact the Texas Department of Banking through one of the means indicated below:

  • In Person or U.S. Mail : 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294
  • Telephone No: (877) 276-5554, Fax No.: (512) 475-1313
  • Email: [email protected]
  • (link sends e-mail)
  • Website: www.dob.texas.gov

Investment and Insurance Products are:

  • Not insured by the FDIC or any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Deposit products offered by Jefferson Bank. Member FDIC

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NMLS# 597833