Personal Account

Personal banking accounts from Jefferson Bank in San Antonio are designed for the way you bank. Online and mobile banking available - learn more!

When you need a no-frills, straightforward checking account with a full range of benefits and services, our Personal Checking Account is the answer.

You get all the standard checking account features plus the personal service we’re known for.

$50 Minimum opening deposit
$7 Monthly service charge
No monthly service charge with one of the following:
- $1,000 minimum daily balance
- Direct deposit
- The primary account holder is under the age of 25
Non-interest bearing
Up to $10 non-Jefferson Bank ATM transaction reimbursement
Normal fees for check orders and stop payment requests
$5 per transfer overdraft protection (From another Jefferson Bank checking or savings account) ¹

Standard on all PERSONAL Checking Accounts:

Unlimited Transactions
Visa Debit Card
Visa Card Alerts
eStatements/eNotices
Mobile Banking & Mobile Deposits²
Free automated phone banking with Jeff-Line
Check Images
Combined Monthly Statements
Zelle®
Visa Checkout
Access to Digital Wallets (Apple Pay, Google Pay, Samsung Pay)
Check and Cash Deposits (24/7 at no bank charge, made at Jefferson Bank ATMs)³
Visa Account Updater

Discover a higher level of personal service, features, and benefits.

Open a Jefferson Bank Personal Checking Account today. Just follow these simple steps.

Download and complete the new checking account application form.

Bring the completed form to one of our Banking Centers to complete opening your new account.

If you have any questions, call Jefferson Bank at (210) 736-7600 and speak with one of our Relationship Bankers.

Notices & Disclosures

The Truth in Savings Act requires disclosures to be available on all consumer deposit accounts. Please inquire at any Jefferson Bank location for a separate Truth in Savings Act disclosure.

Terms and conditions apply. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

1 Account may be linked to a line of credit which is subject to credit approval.

2 While Jefferson Bank does not charge fees for the use of Mobile Banking or Online Banking, message and data rates may apply. Check with your service provider for details.

3 Check deposits are not immediately accessible against your Available Balance. Check deposits are limited to a $5,000 daily credit on your Current Balance. If a check deposit exceeds the $5,000 daily limit, an overnight hold will be administered for funds in excess of the daily limit.

Jefferson Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Jefferson Bank should contact the Texas Department of Banking through one of the means indicated below:

In Person or U.S. Mail : 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294
Telephone No: (877) 276-5554, Fax No.: (512) 475-1313
Email: [email protected]
(link sends e-mail)
Website: www.dob.texas.gov

Investment and Insurance Products are:

Not insured by the FDIC or any Federal Government Agency
Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Deposit products offered by Jefferson Bank. Member FDIC