xImportant Alerts

Jefferson Bank will not call, text, or email you asking for account numbers, passwords, PINs, or secure access codes. Call (210)736-7474 if you feel you've been compromised.

Personal Checking Account

Personal banking accounts from Jefferson Bank in San Antonio are designed for the way you bank. Online and mobile banking available - learn more!

When you need a no-frills, straightforward checking account with a full range of benefits and services, our Personal Checking Account is the answer.

You get all the standard checking account features plus the personal service we’re known for.

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  • $50 Minimum opening deposit
  • $7 Monthly service charge
    No monthly service charge with one of the following:
    • $1,000 minimum daily balance
    • Direct deposit
    • The primary account holder is under the age of 25
  • Non-interest bearing
  • Up to $10 non-Jefferson Bank ATM transaction reimbursement
  • Normal fees for check orders and stop payment requests
  • $5 per transfer overdraft protection (From another Jefferson Bank checking or savings account) 1

Standard on all PERSONAL Checking Accounts:

  • Unlimited Transactions
  • Visa Debit Card
  • Card Management
  • eStatements/eNotices
  • Mobile Banking & Mobile Deposits2
  • Free automated phone banking with Jeff Line
  • Check Images
  • Combined Monthly Statements
  • Zelle®
  • Visa Checkout
  • Access to Digital Wallets (Apple Pay, Google Pay, Samsung Pay)3
  • Check and Cash Deposits (24/7 at no bank charge, made at Jefferson Bank ATMs)4
  • Visa Account Updater
Discover a higher level of personal service, features, and benefits.
Open a Jefferson Bank Personal Checking Account today. Just follow these simple steps.
Download Checking Account Application

Download and complete the new checking account application form.

Business Account Building

Bring the completed form to one of our Banking Centers to complete opening your new account.

Business Account Phone

If you have any questions, call Jefferson Bank at (210) 736-7600 and speak with one of our Relationship Bankers.

Personal Credit Cards

Personal Credit Card Icon

Personal Credit Cards

Deciding between a low intro rate or a reward program? Why not both?

Digital Wallet

digital wallet icon

Turn your phone into a Digital Wallet.

Make debit and credit card payments from your mobile device. Learn how here.

Personal Mobile Deposits

mobile deposits icon

Smart device. Smart money.

Get your checks in the bank in seconds with Personal Mobile Deposits. It’s simple.

Notices & Disclosures

The Truth in Savings Act requires disclosures to be available on all consumer deposit accounts. Please inquire at any Jefferson Bank location for a separate Truth in Savings Act disclosure.

1Account may be linked to a line of credit which is subject to credit approval.

2While Jefferson Bank does not charge fees for the use of Mobile Banking or Online Banking, message and data rates may apply. Check with your service provider for details.

3Android™, Google Play™ store, and Google Pay™ are trademarks of Google LLC. Apple®, the Apple logo, iPad®, iPhone®, Apple Pay® and Apple Watch® are trademarks of Apple Inc., registered in the U.S. and other countries.  App Store® is a service mark of Apple Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

Terms and conditions apply. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

** U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes.

4Check deposits are not immediately accessible against your Available Balance.  Check deposit limits vary.  If a check deposit exceeds an assigned limit, a hold may be administered for funds in excess of the limit.

Visa is a registered trademark of Visa International Service Association and used under license.

Jefferson Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Jefferson Bank should contact the Texas Department of Banking through one of the means indicated below:

  • In Person or U.S. Mail : 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294
  • Telephone No: (877) 276-5554, Fax No.: (512) 475-1313
  • Email: [email protected]
  • (link sends e-mail)
  • Website: www.dob.texas.gov

Investment and Insurance Products are:

  • Not insured by the FDIC or any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Deposit products offered by Jefferson Bank. Member FDIC

NMLS# 597833

Mobile and Online Banking with enhanced features.
Real-time access. Anytime.

We keep up with technology to help you stay in touch with and in control of your financial world from virtually anywhere, 24/7.

Learn More

Use your smartphone or tablet to view current and available balances, transfer funds, deposit checks into your accounts, pay bills, and more.

Jefferson Bank App

Download the free*
Jefferson Bank app today.

Download on the App Store
Get it on Google Play

*While Jefferson Bank does not charge fees for the use of Mobile Banking or Online Banking, message and data rates may apply. Check with your service provider for details.

Android™ and Google Play™ store are trademarks of Google LLC.  Apple®, and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store® is a service mark of Apple Inc.

*Non-Deposit Products are: not FDIC insured; are not deposits; may lose value. Non-Deposit products offered by Trust and 1900 Wealth.

Online & Mobile Banking