Personal Account

Packed with features, the Personal Account is designed for the way you bank today. Power it up even more when you download the Jefferson Bank Mobile App and enroll in online banking. You’ll have the security and convenience of checking balances, viewing transactions, making deposits, transferring funds and more, anytime from almost anywhere. Best of all, both are free.

When you need a no-frills, straightforward checking account with a full range of benefits and services, our Personal Checking Account is the answer.

You get all the standard checking account features plus the personal service we’re known for.

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  • $50 Minimum opening deposit
  • $7 Monthly service charge
    No monthly service charge with one of the following:
    • $1,000 minimum balance
    • Direct deposit
    • The primary account holder is under the age of 25
  • Non-interest bearing
  • Up to $10 non-Jefferson Bank ATM transaction reimbursement
  • Normal fees for check orders and stop payment requests
  • $5 per transfer overdraft protection (From another Jefferson Bank checking or savings account) 1

Standard on all PERSONAL Checking Accounts:

  • Unlimited Transactions
  • Visa Debit Card
  • Visa Card Alerts
  • eStatements/eNotices
  • Mobile Banking & Mobile Deposits2
  • Free automated phone banking with Jeff-Line
  • Check Images
  • Combined Monthly Statements
  • EasyPay (Person to Person Transfers)
  • Visa Checkout
  • Access to Digital Wallets (Apple Pay, Google Pay, Samsung Pay)
  • Check and Cash Deposits (24/7 at no bank charge, made at Jefferson Bank ATMs)3
  • Visa Account Updater
Discover a higher level of personal service, features, and benefits.
Open a Jefferson Bank Personal Checking Account today. Just follow these simple steps.
Download Checking Account Application

Download and complete the new checking account application form.

Business Account Building

Bring the completed form to one of our Banking Centers to complete opening your new account.

Business Account Phone

If you have any questions, call Jefferson Bank at (210) 734-4311 and speak with one of our Relationship Bankers.

Notices & Disclosures

The Truth in Savings Act requires disclosures to be available on all consumer deposit accounts. Please inquire at any Jefferson Bank location for a separate Truth in Savings Act disclosure.

1 Account may be linked to a line of credit which is subject to credit approval.

2 While Jefferson Bank does not charge fees for the use of Mobile Banking or Online Banking, message and data rates may apply. Check with your service provider for details.

3 Check deposits are not immediately accessible against your Available Balance. Check deposits are limited to a $5,000 daily credit on your Current Balance. If a check deposit exceeds the $5,000 daily limit, an overnight hold will be administered for funds in excess of the daily limit.


Mobile and Online Banking with enhanced features.
Real-time access. Anytime.

We keep up with technology to help you stay in touch with and in control of your financial world from virtually anywhere, 24/7.

Use your smartphone, tablet, or Apple Watch to view current and available balances, transfer funds, deposit checks into your business accounts, pay bills, and more.

Jefferson Bank App

Download the free*
Jefferson Bank app today.

*While Jefferson Bank does not charge fees for the use of Mobile Banking or Online Banking, message and data rates may apply. Check with your service provider for details.