Pre-Qualifying

The best way to find out how much you qualify to borrow is to get pre-qualified1.

It’s free and will help make the entire home buying process much less stressful.

With a few key pieces of information, such as your income, debt, and assets, the lender can give you a general idea of how much house you can afford.

  • You’ll know what price range you qualify for so you can concentrate on homes within your budget.
  • When sellers know you're pre-qualified, they look at you as a serious buyer.
  • It’s a great negotiating tool, especially if you find yourself bidding against other buyers.

How to Apply

Call one of our lending specialists at (210) 736-7700 or download the Jefferson Bank Home Loan App.

Notices & Disclosures

All home lending products are subject to credit approval.  Rates, program terms and conditions are subject to change without notice. Other restrictions and limitations apply.

1Prequalification does not guarantee financing. In order to be fully approved for a mortgage, you will have to complete an application, provide detailed documentation such as pay stubs, tax returns and bank statements to the lender, and be subject to credit review and approval.

Manage your entire mortgage process quickly, easily, and securely.
  • Complete a mortgage loan application in minutes.
  • Scan and securely upload documents using your phone's camera.
  • Receive step-by-step notifications of loan application progress.
  • Request a pre-qualification letter to submit with an offer.
  • Access lender contact info with the touch of a button.
Jefferson Bank Home Loan App

Download the Jefferson Bank Home Loan app* from the App Store or Google Play

*While Jefferson Bank does not charge fees for the use of Mobile Banking or Online Banking, message and data rates may apply. Check with your service provider for details.

Android and Google Play are trademarks of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

 

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