We make it easy to choose the credit card that is right for you: Standard or Preferred Points Rewards. It’s the only card you need for everything you need to do.
We offer 2 credit card options for you to choose from.
Standard Card1
Features:
- No annual fee.
- Competitive ongoing APR.2
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
- Individual and summary billing options.
Benefits:
- 24-hour toll-free live customer assistance available at (800) 367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Rental car collision damage waiver protection and a host of other extraordinary benefits offered by MasterCard.
Fees:
- See downloadable application for details on APR and other fees that may apply.
Preferred Points Card1
Features:
- Earn one reward point for each dollar spent, up to 10,000 points per month.
- Low annual fee of $49.00 per account.
- Competitive ongoing APR.2
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
- Individual billing option only.
Benefits:
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise.
- To view or redeem rewards points, visit www.dreampoints.com/preferredpoints or call (866) 678-5191.
- 24-hour toll-free live customer assistance available at (800) 367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Rental car collision damage waiver protection and a host of other extraordinary benefits offered by MasterCard.
- Link to your Apple® or Samsung® device to pay at retailers everywhere.
- Stay protected with ID Theft Resolution Services including online identity monitoring, resolution services, and more.
- Free trial of Intuit® QuickBooks Online and discount on QuickBooks online products.
- Manage receipts by snapping photos of your Mastercard® receipts and storing them securely in the cloud.
- Automatic rebates on eligible purchases using your business credit card from participating US merchants.
Fees:
- See downloadable application for details on APR and other fees that may apply.
Notices & Disclosures
1 All credit cards carry the Jefferson Bank name on the front of the card. The issuer and administrator of the credit card program is TIB – The Independent Bankers Bank. Certain restrictions apply to each benefit listed. Benefits are detailed in the applicable benefits brochure provided with new and reissued credit cards or call TIB at (800) 367-7576.
2 Please, see application for information about current APRs and fees.
All loans are subject to credit approval.
Jefferson Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Jefferson Bank should contact the Texas Department of Banking through one of the means indicated below:
- In Person or U.S. Mail : 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294
- Telephone No: (877) 276-5554, Fax No.: (512) 475-1313
- Email: [email protected]
- (link sends e-mail)
- Website: www.dob.texas.gov
Investment and Insurance Products are:
- Not insured by the FDIC or any Federal Government Agency
- Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
- Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested
Deposit products offered by Jefferson Bank. Member FDIC
NMLS# 597833
Mobile and Online Banking with enhanced features.
Real-time access. Anytime.
We keep up with technology to help you stay in touch with and in control of your financial world from virtually anywhere, 24/7.
Use your smartphone or tablet to view current and available balances, transfer funds, deposit checks into your business accounts, pay bills, and more.
Download the free*
Jefferson Bank app today.
*While Jefferson Bank does not charge fees for the use of Mobile Banking or Online Banking, message and data rates may apply. Check with your service provider for details.
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