Personal Credit Cards

Shop and travel with confidence. Choose the personal credit card that best fits your lifestyle. Whether you’re looking for a card with low introductory rates or a flexible rewards program, we’ve got you covered. Our Credit Cards offer a long list of preferred benefits.

We offer 2 credit card options for you to choose from.

 

 

Low Rates Card1

Features:

  • No annual fee.
  • Low introductory rate for the first six months.2
  • Competitive ongoing APR.2
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits:

  • 24-hour toll-free live customer assistance available at (800) 367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of other extraordinary benefits offered by MasterCard.
  • Unlike some card offers, the APR1  for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
  • Link to your Apple or Samsung device to pay at retailers everywhere.
  • Savings on Airport Meet and Greet Services at over 700 airport destinations worldwide.
  • Stay protected with ID Theft Resolution Services to include online identity monitoring, resolution services, and more.

Fees:

Preferred Points Card and World Card1

Features:

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months.2
  • Competitive ongoing APR.2
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits:

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise.
  • To view or redeem rewards points, visit www.dreampoints.com/preferredpoints or call (866) 678-5191.
  • 24-hour toll-free live customer assistance available at (800) 367-7576.
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of other extraordinary benefits offered by MasterCard.
  • Unlike some card offers, the APR2 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
  • Link to your Apple or Samsung device to pay at retailers everywhere.
  • Savings on Airport Meet and Greet Services at over 700 airport destinations worldwide.
  • Stay protected with ID Theft Resolution Services including online identity monitoring, resolution services, and more.
  • Cell phone coverage against damage or theft for your personal cell provided by MasterCard if this credit card is used to pay your monthly cellular wireless bill.
  • Access to a suite of benefits, amenities and upgrades including premium travel offers and lowest hotel rate guarantee.
  • Discount on high-end rental homes around the world and includes free WiFi and a complimentary cell phone to use during your stay with free data and local calls.
  • Access to Postmates for food, drinks, and grocery delivery.
  • Free 2-day online shopping and returns at more than 140 stores with ShopRunner.
  • Concierge service (For World Card only)

Fees:

Notices & Disclosures

 1 All credit cards carry the Jefferson Bank name on the front of the card. The issuer and administrator of the credit card program is TIB – The Independent Bankers Bank. Certain restrictions apply to each benefit listed. Benefits are detailed in the applicable benefits brochure provided with new and reissued credit cards or call TIB at (800) 367-7576.

2 Please, see application for information about current APRs and fees. 

Jefferson Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Jefferson Bank should contact the Texas Department of Banking through one of the means indicated below:

  • In Person or U.S. Mail : 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294
  • Telephone No: (877) 276-5554, Fax No.: (512) 475-1313
  • Email: [email protected]
  • (link sends e-mail)
  • Website: www.dob.texas.gov

Investment and Insurance Products are:

  • Not insured by the FDIC or any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Deposit products offered by Jefferson Bank. Member FDIC

EHL logo Blue

NMLS# 597833

Mobile and Online Banking with enhanced features.
Real-time access. Anytime.

We keep up with technology to help you stay in touch with and in control of your financial world from virtually anywhere, 24/7.

Learn More

Use your smartphone or tablet to view current and available balances, transfer funds, deposit checks into your accounts, pay bills, and more.

Jefferson Bank App

Download the free*
Jefferson Bank app today.

Download on the App Store
Get it on Google Play

*While Jefferson Bank does not charge fees for the use of Mobile Banking or Online Banking, message and data rates may apply. Check with your service provider for details.

Android™ and Google Play™ store are trademarks of Google LLC.  Apple®, and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store® is a service mark of Apple Inc.

Online & Mobile Banking