Personal Credit Cards

Shop and travel with confidence. Choose the personal credit card that best fits your lifestyle. Whether you’re looking for a card with low introductory rates or a flexible rewards program, we’ve got you covered. Our Credit Cards offer a long list of preferred benefits.


We offer 2 credit card options for you to choose from.

 

 

Low Rates Card1

Features:

  • No annual fee.
  • Low introductory rate for the first six months.2
  • Competitive ongoing APR.2
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits:

  • 24-hour toll-free live customer assistance available at (800) 367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
  • Unlike some card offers, the APR1  for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
  • Link to your Apple or Samsung device to pay at retailers everywhere.
  • Savings on Airport Meet and Greet Services at over 700 airport destinations worldwide.
  • Stay protected with ID Theft Resolution Services to include online identity monitoring, resolution services, and more.
  • 24-hour global assistance with lost or stolen card replacement and emergency cash available at (632) 722-7111.

Fees:

Fees:

Preferred Points Card and World Card1

Features:

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months.2
  • Competitive ongoing APR.2
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits:

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise.
  • To view or redeem rewards points, visit www.dreampoints.com/preferredpoints or call (866) 678-5191.
  • 24-hour toll-free live customer assistance available at (800) 367-7576.
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
  • Unlike some card offers, the APR2 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
  • Link to your Apple or Samsung device to pay at retailers everywhere.
  • Savings on Airport Meet and Greet Services at over 700 airport destinations worldwide.
  • Stay protected with ID Theft Resolution Services including online identity monitoring, resolution services, and more.
  • 24-hour global assistance with lost or stolen card replacement and emergency cash available at (632) 722-7111.
  • Cell phone coverage against damage or theft for your personal cell provided this credit card is used to pay your monthly cellular wireless bill.
  • Access to a suite of benefits, amenities and upgrades including premium travel offers and lowest hotel rate guarantee.
  • Discount on high-end rental homes around the world and includes free WiFi and a complimentary cell phone to use during your stay with free data and local calls.
  • Access to Postmates for food, drinks, and grocery delivery.
  • Free 2-day online shopping and returns at more than 140 stores with ShopRunner.
  • Concierge service (For World Card only)

Fees:

Notices & Disclosures

 1 All credit cards carry the Jefferson Bank name on the front of the card. The issuer and administrator of the credit card program is TIB – The Independent Bankers Bank. Certain restrictions apply to each benefit listed. Benefits are detailed in the applicable benefits brochure provided with new and reissued credit cards or call TIB at (800) 367-7576.

Please, see application for information about current APRs and fees. 

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*While Jefferson Bank does not charge fees for the use of Mobile Banking or Online Banking, message and data rates may apply. Check with your service provider for details.

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