Down Payment Assistance

Our lenders have access to a variety of state and federal programs that assist borrowers who qualify for a mortgage, but do not have the money saved for a down payment or do not want to spend their entire savings on a down payment.

These are some of the common down payment assistance programs. Each program has its own specific set of eligibility requirements.

  • Homeownership Incentive Program 80 (HIP80)
  • Homeownership Incentive Program 120 (HIP120)
  • HELP Funds
  • Texas State Affordable Housing Corporation (TSAHC)
  • Southeast Texas Housing Finance Corporation (SETH)

 Contact one of our lending specialists at (210) 736-7700 for more details.

Notices & Disclosures

All home lending products are subject to credit approval.  Rates, program terms and conditions are subject to change without notice. Other restrictions and limitations apply.

*This calculator is being provided for educational purposes only and is provided by a third party not controlled by Jefferson Bank. The results are estimates that are based on information you provided and may not reflect Jefferson Bank product terms. Jefferson Bank is not responsible for the content, results, or the accuracy of information. Speak with a Jefferson Bank Mortgage Loan Officer for more specific information.

Down payment assistance programs (DPA) vary and may restrict income to 80% or below Area Median Income. DPA sources may be available for a limited time. Check with your lender to verify income restrictions and DPA availability to see if you qualify.

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