Down Payment Assistance

Our lenders have access to a variety of state and federal programs that assist borrowers who qualify for a mortgage, but do not have the money saved for a down payment or do not want to spend their entire savings on a down payment.

These are some of the common down payment assistance programs. Each program has its own specific set of eligibility requirements.

 Contact one of our lending specialists at (210) 736-7700 for more details.

Get Pre-Qualified
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Get Pre-Qualified

Getting pre-qualified is a smart step to take when you are shopping for a home. Not only does it give you the peace of mind of knowing you can qualify for a specific amount, but it also shows sellers you are a serious buyer.

Pre-qualifying is fast and simple. Start Here.

 

Get Pre Qualified
Get Pre-Qualified
Meet Our Lenders
meet the lenders

Meet Our Lenders

Our mortgage lending team is dedicated to helping you find the right financing to fit your specific needs. Professional and experienced, they have the knowledge to navigate the complex world of mortgage lending while providing you the highest level of personal service.  

Let us help open the door to home ownership. Connect with us.

 

Meet Our Lenders
Meet Our Lenders
First-Time Homebuyer
First time home buyers

First-Time Homebuyer

Making the dream of owning your first home come true could be easier than you think. Our lending team has an array of mortgage products designed specifically to help qualified buyers* with down payment assistance and mortgages for first-time buyers.

Check out our first-time homebuyer guide. 

*Eligibility requirements vary by program.

First-Time Homebuyer
First-Time Homebuyer

Prequalify

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Make a smart move.

Get pre-qualified for your home loan. Start here.

Financing solutions for any homebuyer

Financing solutions for any homebuyer

Financing solutions for any homebuyer.

Let us find the one that's right for you. Apply online now.

Why choose Jefferson Bank for your mortgage needs?

Experience
Experience

The San Antonio area has been our home for more than 75 years. Our experienced  team is familiar with the unique needs of the region. We’ve helped thousands of local residents realize their goal of home ownership.

Home Loans Made Easier
Home Loans Made Easier

Manage the entire home loan process with the Jefferson Bank Home Loan App. It’s quick, simple, secure, and free*. Get prequalified and apply on your smart device. Download on the App Store or Google Play.

Personal Service
Personal Service

This is personal to us. Those aren’t just words, it’s the core business philosophy we live by everyday. Our team is dedicated to exceeding expectations with an unrivaled level of personalized service.

Ongoing Support
Ongoing Support

Our commitment to you doesn't end at closing. We’re always here with quick responses to your ongoing needs and questions. We’re your home base for home loans, now and in the future.

Competitive Rates
Competitive Rates

Best of all, you’ll have access to our experience and service while still enjoying competitive financing rates.

*This calculator is being provided for educational purposes only and is provided by a third party not controlled by Jefferson Bank. The results are estimates that are based on the information you provided and may not reflect Jefferson Bank product terms. Jefferson Bank is not responsible for the content, results, or the accuracy of information. Speak with a Jefferson Bank Mortgage Loan Officer for more specific information.

Notices & Disclosures

All home lending products are subject to credit approval.  Rates, program terms and conditions are subject to change without notice. Other restrictions and limitations apply.

Down payment assistance programs (DPA) vary and may restrict income to 80% or below Area Median Income. DPA sources may be available for a limited time. Check with your lender to verify income restrictions and DPA availability to see if you qualify.

Jefferson Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Jefferson Bank should contact the Texas Department of Banking through one of the means indicated below:

  • In Person or U.S. Mail : 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294
  • Telephone No: (877) 276-5554, Fax No.: (512) 475-1313
  • Email: [email protected]
  • (link sends e-mail)
  • Website: www.dob.texas.gov

Investment and Insurance Products are:

  • Not insured by the FDIC or any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Deposit products offered by Jefferson Bank. Member FDIC

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NMLS# 597833

Manage your entire mortgage process quickly, easily, and securely.
  • Complete a mortgage loan application in minutes.
  • Scan and securely upload documents using your phone's camera.
  • Receive step-by-step notifications of loan application progress.
  • Request a pre-qualification letter to submit with an offer.
  • Access lender contact info with the touch of a button.
Jefferson Bank Home Loan App

Download the Jefferson Bank Home Loan app* from the App Store or Google Play

Download on the App Store
Get it on Google Play

*While Jefferson Bank does not charge fees for the use of Mobile Banking or Online Banking, message and data rates may apply. Check with your service provider for details.

Android™ and Google Play™ store are trademarks of Google LLC.  Apple®, and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store® is a service mark of Apple Inc.

 

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