Personal Line of Credit

Jefferson Bank's Personal Line of Credit allows you to write your own loan whenever you need to. The line of credit offers competitive, variable rates tied to the Bank’s prime lending rates.

You can borrow a minimum of $5,000 up to your approved limit.

Use your line of credit to lower existing monthly payments by consolidating other higher interest bills. Take a family vacation. Buy furniture or new appliances. You can even use it for overdraft protection for your checking or savings accounts.

When the need arises, you can access your credit line by phone, in person, and through online banking.

How to Apply

Call a Jefferson Bank Lender at (210) 734-4311 or visit your local Jefferson Bank Banking Center.

Notices & Disclosures

All loans are subject to credit approval. Rates, terms, and conditions are subject to change without notice.

Mobile and Online Banking with enhanced features.
Real-time access. Anytime.

We keep up with technology to help you stay in touch with and in control of your financial world from virtually anywhere, 24/7.

Use your smartphone, tablet, or Apple Watch to view current and available balances, transfer funds, deposit checks into your business accounts, pay bills, and more.

Jefferson Bank App

Download the free*
Jefferson Bank app today.

*While Jefferson Bank does not charge fees for the use of Mobile Banking or Online Banking, message and data rates may apply. Check with your service provider for details.

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