Personal CDs

If you’re looking for an investment that pays a set rate of interest over a fixed period of time, a Jefferson Bank Certificate of Deposit (CD) may be the right answer. CD terms can range from a few months to several years. Usually, the longer the term of the CD, the higher interest it pays. CDs are also FDIC insured up the maximum allowable limits. 

Guaranteed rates and FDIC protection combine to make Jefferson Bank CDs a sound, sensible way to protect and grow your money.

Automatically renewable, our CDs pay competitive rates with varying terms available to match your investment needs.1

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   Minimum Opening Deposit:

  • Regular CD: $1,000
  • Jumbo CD: $100,000  
  • $1,000 minimum daily balance required to obtain the advertised Annual Percentage Yield (APY). View Rates

Standard on all CDs:

  • Free Online and Mobile Banking2
  • Free Automated Phone Banking with Jeff-Line
  • Free Combined Monthly Statements

Notices & Disclosures

The Truth in Savings Act requires disclosures to be available on all consumer deposit accounts. Please inquire at any Jefferson Bank location for a Truth in Savings Act disclosure.

1 A penalty may be imposed for early withdrawal.

2 While Jefferson Bank does not charge fees for the use of Mobile Banking or Online Banking, message and data rates may apply. Check with your service provider for details

 

Mobile and Online Banking with enhanced features.
Real-time access. Anytime.

We keep up with technology to help you stay in touch with and in control of your financial world from virtually anywhere, 24/7.

Use your smartphone, tablet, or Apple Watch to view current and available balances, transfer funds, deposit checks into your business accounts, pay bills, and more.

Jefferson Bank App

Download the free*
Jefferson Bank app today.

*While Jefferson Bank does not charge fees for the use of Mobile Banking or Online Banking, message and data rates may apply. Check with your service provider for details.

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