Texas State Affordable Housing Corporation (TSAHC)

Jefferson Bank Mortgage is a preferred lender for the Texas State Affordable Housing Corporation (TSAHC), a nonprofit organization created by the Texas Legislature to help Texans achieve their dream of homeownership. Home Sweet Texas*, a program of the TSAHC, offers down payment assistance to help you purchase a home.

Fixed Rate Loans with Down Payment Assistance (DPA):

  • Several rate, loan and DPA options available
  • Can be used in conjunction with other homebuyer programs: FHA, VA, USDA, Conventional: HFA Advantage and HFA Preferred
  • DPA can be up to 5% of the total loan amount
  • Can be used for home purchase anywhere in the state of Texas
  • Can be used by both first-time buyers and repeat buyers
  • Buyers are required to complete an approved homebuyer education course prior to closing

Current maximum income limit allowed by TSAHC**

$119,960 for any family size for Bandera, Bexar, Comal, Guadalupe and Wilson counties

$149,875 for any family size for Kendall County

$146,000 for any family size for Travis County


Why choose Jefferson Bank for your mortgage needs?


The San Antonio area has been our home for more than 75 years. Our experienced  team is familiar with the unique needs of the region. We’ve helped thousands of local residents realize their goal of home ownership

Home Loans Made Easier
Home Loans Made Easier

Manage the entire home loan process with the Jefferson Bank Home Loan App. It’s quick, simple, and secure. You can get prequalified and apply for your home loan from the convenience of your smart device. Scan and securely upload documents and receive step-by-step notifications of your loan progress. It’s free and you can download it from the App Store or Google Play.


Personal Service
Personal Service

This is personal to us. Those aren’t just words, it’s the core business philosophy we live by everyday. Our team is dedicated to exceeding expectations with an unrivaled level of personalized service.

Ongoing Support
Ongoing Support

Our commitment to you doesn't end at closing. We’re always here with quick responses to your ongoing needs and questions. We’re your home base for home loans, now and in the future.


Competitive Rates
Competitive Rates

Best of all, you’ll have access to our experience and service while still enjoying competitive financing rates.  


Notices & Disclosures

*Home Sweet Texas Program loans are subject to availability. Additional criteria may apply.

**Subject to change per TSAHC guidelines

All loans subject to credit approval.

While Jefferson Bank does not charge fees for the use of mobile banking, standard internet service rates may apply. Check with your service provider for details.