Business Savings Accounts

Some businesses need long-term steady investments for the future, while others need short-term accounts where they can access funds quickly. Whatever your company’s goal, Jefferson has a business savings account that meets your objective.

Now it’s simply a matter of selecting the account with the features that meet your business needs.

Business Savings Options

  • Business High Yield

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    Get the most out of your significant savings with our premier, high yield product. Our High Yield Savings Account pays tiered, variable interest and has no withdrawal or transaction fees.1 This account is great for overdraft protection.

  • Business Money Market Account

    Money Market

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    Competitive rates and interest that compounds monthly make our Business Money Market Account an option to earn you even more on your money. Please visit any of our banking centers for a complete fee schedule.

  • Business Savings

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    Jump start your business’ savings base with this flexible traditional savings account option. This account is designed to meet the basic saving needs of any business customer.1

Features
Business High Yield
Money Market Account
Business Savings
Minimum Opening Deposit
$1,000
$200
$50
Monthly Service Charge
No monthly service charge with $25,000 required minimum daily balance.

$25 monthly service charge if balance falls below $25,000.
No monthly service charge with $1,000 required minimum daily balance.

$10 monthly service charge if balance falls below $1,000.
No monthly service charge with $500 required minimum daily balance.

$5 monthly service charge if balance falls below $500.
Interest Paid
Tiered, variable interest earned on minimum $1,000 daily collected balance.
Interest earned on any daily collected balance.
Interest earned on any daily collected balance.
Withdrawals
A maximum limit of 6 withdrawals at no charge.
A maximum limit of 6 withdrawals at no charge.
One free withdrawal per month.

Each additional withdrawal is $2.
Free Online Banking1
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Mobile Banking and Mobile Deposit at No Bank Charge1
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Free Bill Pay
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Free Automated Phone Banking with Jeff-Line
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Free Combined Monthly Statements
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Can be linked to another Jefferson Bank account for overdraft protection.
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Rates
Rates
Rates

Certificates of Deposit (CDs)

  • CD

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    Guaranteed rates and FDIC protection combine to make Jefferson Bank CDs a sound, sensible way to protect and grow your money. Automatically renewable, our CDs pay competitive rates with varying terms available to match your investment needs.2

    Minimum Opening Deposit

    • Regular CD: $1,000
    • Jumbo CD: $100,000
    • $1,000 minimum daily balance required to obtain the advertised Annual Percentage Yield (APY).

     

    See Rates

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Notices & Disclosures

1While Jefferson Bank does not charge fees for the use of mobile banking, standard internet service rates may apply. Check with your mobile service provider for details.

2Penalty may be imposed for early withdrawal.

Federal regulations limit the number of transfers from a savings account to another account or to a third party by pre-authorized, automatic, telephone or computer transfer, or by check, draft, debit card or similar order, to six per month or statement cycle.

Jefferson Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Jefferson Bank should contact the Texas Department of Banking through one of the means indicated below:

  • In Person or U.S. Mail : 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294
  • Telephone No: (877) 276-5554, Fax No.: (512) 475-1313
  • Email: [email protected]
  • Website: www.dob.texas.gov.

Investment and Insurance Products are:

  • Not insured by the FDIC or any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Deposit products offered by Jefferson Bank. Member FDIC.