Everyone’s goals and plans for their life are different...and very personal. Maybe you want to take your family on a dream vacation or buy a new boat. Or it could be something as practical as consolidating your bills into one payment. Whether you need funds for the expected or the unexpected, we are here for you.

  • Easy application process
  • Local loan processing and evaluation
  • Prompt responses
  • Use the money for any purpose you choose
  • To apply, call a Jefferson Bank Lender at (210) 734-4311 or visit your local Jefferson Bank Banking Center.


We want to assist you in achieving your goals. Check out our personal loan options.

Personal Loan Options

  • Secured and Unsecured Loans

    Secured & Unsecured

    We offer both secured and unsecured personal loans. Loans can be secured by various accounts or collateral. Depending on the amount you wish to borrow and credit approval, you may also qualify for an unsecured loan. A Jefferson Bank loan officer will be happy to meet with you personally to discuss the best option to meet your needs.

  • Line of Credit

    With a personal line of credit, you can write yourself a loan whenever the need arises. Lower your monthly payments by consolidating higher interest bills, take a vacation, buy furniture…the options are unlimited. You can also use your line of credit as overdraft protection linked to another Jefferson Bank account.

    Easy and convenient, our personal line of credit offers competitive, variable interest rates tied to prime rates. You can borrow a minimum of $1,000 up to your approved limit. You can access your credit line by phone, in person, and through online banking.

  • Auto Loans

    A pre-approved loan can be a powerful negotiation tool. Jefferson Bank is the place to turn for a full range of auto lending options for new or pre-owned vehicles. We can also help you hit the open road or the open water with a new boat or RV loan.

The contemporary financial services you want delivered with the personal touch of a neighborhood bank.
That’s a combination you’ll only find at Jefferson Bank. This is personal to us.


Notices & Disclosures

All loans are subject to credit approval. Rates, terms, and conditions are subject to change without notice.

Jefferson Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Jefferson Bank should contact the Texas Department of Banking through one of the means indicated below:

  • In Person or U.S. Mail : 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294
  • Telephone No: (877) 276-5554, Fax No.: (512) 475-1313
  • Email: [email protected]
  • Website:

Investment and Insurance Products are:

  • Not insured by the FDIC or any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Deposit products offered by Jefferson Bank. Member FDIC.