PERSONAL LOANS

Everyone’s goals and plans for their life are different...and very personal. Maybe you want to take your family on a dream vacation or buy a new boat. Or it could be something as practical as consolidating your bills into one payment. Whether you need funds for the expected or the unexpected, we are here for you.

  • Easy application process
  • Local loan processing and evaluation
  • Prompt responses
  • Use the money for any purpose you choose
  • To apply, call a Jefferson Bank Lender at (210) 734-4311 or visit your local Jefferson Bank Banking Center.

 

We want to assist you in achieving your goals. Check out our personal loan options.

Personal Loan Options

  • Secured and Unsecured Loans

    Secured & Unsecured

    We offer both secured and unsecured personal loans. Loans can be secured by various accounts or collateral. Depending on the amount you wish to borrow and credit approval, you may also qualify for an unsecured loan. A Jefferson Bank loan officer will be happy to meet with you personally to discuss the best option to meet your needs.

  • Line of Credit

    With a personal line of credit, you can write yourself a loan whenever the need arises. Lower your monthly payments by consolidating higher interest bills, take a vacation, buy furniture…the options are unlimited. You can also use your line of credit as overdraft protection linked to another Jefferson Bank account.

    Easy and convenient, our personal line of credit offers competitive, variable interest rates tied to prime rates. You can borrow a minimum of $5,000 up to your approved limit. You can access your credit line by phone, in person, and through online banking.

  • Auto Loans

    A pre-approved loan can be a powerful negotiation tool. Jefferson Bank is the place to turn for a full range of auto lending options for new or pre-owned vehicles. We can also help you hit the open road or the open water with a new boat or RV loan.

    Auto Loan Types 6-48 mo. 49-60 mo. 61-72 mo. 78 mo.
      Rates With auto-debit from Jefferson Bank Account Rates With auto-debit from Jefferson Bank Account Rates With auto-debit from Jefferson Bank Account Rates With auto-debit from Jefferson Bank Account
    New Car Pricing 4.200% 3.700% 4.990% 4.49% 5.49% 4.99% 5.75% 5.25%
    Used Cars 7 years or less in age 4.200% 3.700% 4.990% 4.49% 5.49% 4.99% X X
    Used Cars 8 years or older in age 4.200% 3.700% 4.990% 4.49% X X X X

    Example: Based on a $20,000 loan with a term of 48 months, monthly payments would be $444. Rates, terms and conditions are subject to change without notice. Rates are accurate as of October 12, 2018. Rates reflect a .50% discount for automatic payments from a Jefferson Bank checking account. Rates, terms and conditions are subject to change without notice. All loans subject to credit approval, verification and collateral evaluation.

The contemporary financial services you want delivered with the personal touch of a neighborhood bank.
That’s a combination you’ll only find at Jefferson Bank. This is personal to us.

 

Notices & Disclosures

All loans are subject to credit approval. Rates, terms, and conditions are subject to change without notice.