Congrats! By landing here, you’ve taken the first step to owning your first home.

For a limited time, first-time homebuyers could qualify for up to $15,000 in down payment assistance.*

 

First Time Homebuyer
New home owners

Becoming a homeowner for the first time is a very exciting experience.

Making it a reality requires a great deal of financial planning and research. The mortgage lending team at Jefferson Bank is here to assist you every step of the way. They can introduce you to a variety of tools and incentives specifically designed to assist first-time buyers, including special programs offering up to $15,000 in down payment assistance.* 

New Home Owners

We offer a collection of convenient tools designed to help you purchase your home.

Start your journey by getting a copy of our “First-Time Homebuyers Guide”. Compiled by our experienced team of mortgage lenders, it’s loaded with insights on renting versus buying, determining your budget, acquiring funds for your down payment, home loan options, documents you’ll need to make your loan application, and many other important categories.

First-time Homebuyer

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Receive up to $15,000 in down payment assistance*

Simply fill out and submit this form and one of our lenders will contact you with more information about first-time homebuyer programs, plus you'll receive your copy of our “First-Time Homebuyers Guide”. Get ready to get moving.

Notices & Disclosures

All loans subject to credit approval. 

*Down payment assistance programs (DPA) vary and may restrict income to 80% or below Area Median Income. DPA sources may be available for a limited time. Check with your lender to verify income restrictions and DPA availability to see if you qualify.

Jefferson Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Jefferson Bank should contact the Texas Department of Banking through one of the means indicated below:

  • In Person or U.S. Mail : 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294
  • Telephone No: (877) 276-5554, Fax No.: (512) 475-1313
  • Email: [email protected]
  • (link sends e-mail)
  • Website: www.dob.texas.gov

Investment and Insurance Products are:

  • Not insured by the FDIC or any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Deposit products offered by Jefferson Bank. Member FDIC

NMLS# 597833