THE ONE-STOP-SHOP FOR FINANCING YOUR HOME’S FACE-LIFT.

From a fresh coat of paint to creating a backyard oasis, and everything in between, Jefferson Bank has the financing tools you need to expand, update, or upgrade your home.

Home improvement
Home Improvement
Preferred Contact Method

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When it comes to financing your home improvement project, there are several options available. Each has its own benefits and requirements. See the chart below for a quick comparison.

  Home
Improvement Loan		 Home
Equity Loan		 Home Equity Line of Credit
(HELOC)
Use For specific home project only Multi-purpose Multi-purpose
Interest Rate Fixed for
life of loan		 Fixed for
life of loan		 Variable
Distribution Paid out in stages of the project as necessary Paid in one lump sum Borrow against credit line
in increments
Minimum distribution of $4000
Fixed Payment Yes Yes No

Our lenders are always available to discuss your specific situation and help you determine the best option for you. Fill out the form and a lender will contact you.

Notices & Disclosures

Jefferson Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Jefferson Bank should contact the Texas Department of Banking through one of the means indicated below:

  • In Person or U.S. Mail : 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294
  • Telephone No: (877) 276-5554, Fax No.: (512) 475-1313
  • Email: [email protected]
  • (link sends e-mail)
  • Website: www.dob.texas.gov

Investment and Insurance Products are:

  • Not insured by the FDIC or any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Deposit products offered by Jefferson Bank. Member FDIC

NMLS# 597833