Medical & Prescription
Employees may enroll in medical insurance for themselves and their eligible dependents. The plan includes a large network of healthcare providers and features to help manage health care costs. Jefferson Bank contributes generously towards the premium of the employee's coverage.
Dental
Employees and eligible dependents may participate in the dental plan, which includes preventive services covered at 100%. The plan also provides for coverage of basic, major, and orthodontia services. The bank shares in the premium cost of the employee's coverage.
Vision
The vision plan covers eye exams, lenses, and includes an allowance for frames or contacts. Employees are responsible for the premium cost.
Flexible Spending Account(s)
Employees can manage their out-of-pocket costs for eligible medical and dependent care expenses by participating in these tax-deferred accounts.
Life and AD&D
Employees are automatically provided with life and AD&D coverage at two times their annual salary up to a maximum of $500,000. Jefferson Bank pays the full cost.
Voluntary Life and AD&D
Employees may apply for additional life and AD&D coverage for themselves and/or their eligible dependents.
Long Term Disability
Employees are automatically provided with this coverage. If this benefit is utilized, it provides income replacement up to 60% of monthly earnings, to a maximum of $10,000 per month. The bank pays the premium cost.
Long Term Care
Full-time employees are automatically enrolled, and if needed, the benefit provides a maximum of $65 per day for eligible care. Enhanced coverage may be purchased at the employee's expense.