Are you ready to purchase your first home?

Our goal is to ensure that first-time homebuyers feel secure and confident as they begin the home buying journey. Our experienced team of lenders is here to help every step of the way.

 

First Time Homebuyer

We have developed this quick assessment to better assist you in determining the readiness for buying your first home. Start your assessment here:

* = required field

Buyer Assessment
What is your biggest financial goal for the next 12 months?*
Do you know your approximate credit score?*
What is your current debt? (Select all that apply)*
What is your timeline for purchasing a home?*
Do you have money saved for a down payment?*
What is your long-term goal when it comes to purchasing a house?*
What is your greatest concern about applying for a home loan?*

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Notices & Disclosures

All loans subject to credit approval.

*Down payment assistance programs (DPA) vary and may restrict income to 80% or below Area Median Income. DPA sources may be available for a limited time. Check with your lender to verify income restrictions and DPA availability to see if you qualify.

Jefferson Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Jefferson Bank should contact the Texas Department of Banking through one of the means indicated below:

  • In Person or U.S. Mail : 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294
  • Telephone No: (877) 276-5554, Fax No.: (512) 475-1313
  • Email: [email protected]
  • (link sends e-mail)
  • Website: www.dob.texas.gov

Investment and Insurance Products are:

  • Not insured by the FDIC or any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Deposit products offered by Jefferson Bank. Member FDIC

NMLS# 597833