Business Checking

We understand that every business is unique. That’s why we offer a range of business checking accounts designed to meet a variety of balances, activity levels, and cash handling needs.

Our bankers will work with you to determine which account will best suit your business’ requirements.

All Jefferson Bank business checking accounts include the convenience of a free Visa Check card.

 

We can match the perfect account or combination of accounts to meet your business unique needs.

  • Business Express

    Apply NowWith low maintenance fees, our basic business checking account is perfect for small businesses with minimal account activity.

  • Business Builder

    Apply NowAs the name implies, this account is structured for mid-size, growing businesses. Our Business Builder could be the perfect match for companies with high levels of activity.

  • Business Checking

    Apply NowWith no minimum balance and low account analysis fees, which can be offset through tiered earning credit rate, this account is ideal for today’s active business banking customers. You can further customize and enhance your business checking account by utilizing our innovative and comprehensive Cash Management Services.

  • Association

    Apply NowNeed a basic checking account for your organization? Our Association Account offers you the ability to keep track of your expenses, make daily deposits, and monitor funds using our Business Online Banking services.

  • NOW Association

    Apply NowAre you a non-profit or association looking to earn interest on your funds? If so, our NOW Association account is right for you.

Features
Business Express
Business Builder
Business Checking
Association
NOW Association
Minimum opening deposit
$100
$100
$500
$200
$200
Monthly Service Charge
No monthly service charge with $2500 required minimum balance.

$10 monthly service charge if balance falls below $2500.
No monthly service charge with $5000 required minimum balance.

$15 monthly service charge if balance falls below $5000.
$16 monthly service charge.
No monthly service charge with $1000 required minimum balance.

$10 monthly service charge if balance falls below $1000.
No monthly service charge with $1000 required minimum balance.

$10 monthly service charge if balance falls below $1000.
Interest Earned
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Interest earned on minimum $1000 daily collected balance.
Item Processing
(includes credits posted, checks deposited and debits posted)
100 items free, then $0.20 per item
300 items free, then $0.30 per item
Analysis-based
100 items free, then $0.20 per item
100 items free, then $0.20 per item
Free ATM/Check Card
Free Online & Mobile Banking1
Free Bill Pay
Free automated phone banking with Jeff-Line
Free e-statements and check images
Free combined monthly statements
Overdraft protection from another Jefferson Bank account2

Trust/Fiduciary Account: If you are managing a trust or legal affairs, we have an account designed specifically for that purpose. Visit with a banker for additional details.

1While Jefferson Bank does not charge fees for the use of mobile banking, standard internet service rates may apply. Check with your mobile service provider for details.

2Account may be linked to a line of credit which is subject to credit approval.

Visa® Check Cards for Business

A Jefferson Bank Business Visa® Check Card is the safest, most convenient way to make purchases from your business checking account because it is backed by Visa’s Zero Liability coverage. Check cards are free with any business checking account and can be used anywhere Visa is accepted.

You no longer have to carry cash or checks. You can use your business check card for office supplies, travel expenses, entertaining clients and paying invoices and vendors. Using a Visa Business Check Card is faster than issuing purchase orders, and it can be set up to automatically pay monthly business expenses.

Card Access for Employees and Officers

As an added convenience, you can request a check card for designated officers and employees. They can use the card for business related expenses, and you can have a record of their transactions. You can also set limits to their cards that match your business’ spending plan.

Include Us in Your Travel Arrangements

If you, or one of your designated employees, plan on traveling outside of the country, remember to notify our Card Services Department at (210) 734-4311. We ask that you let us know the time frame and your destination. By doing so, we will have knowledge that international transactions3 should be expected on your account, and our systems will allow these transactions to take place. It's always wise to be prepared with additional forms of payment in the event that foreign ATM networks are not accessible with your card.

3Jefferson Bank charges an International Transaction Service Fee, which is 1% of the transaction amount for each international purchase made. Other international transaction fees may apply.

Jefferson Bank Business Cash and Check Card

If your card is lost or stolen, or you suspect fraud, do one of the following:

  • Contact the Card Services Department at (210) 734-4311 during banking hours
  • Call (866) 546-8273, 24-hours a day
  • Log on to Online Banking (you must be an active user)
    • Select the “Options” tab, then the “ATM/Debit” tab 
  • Call Jeff-Line at (210) 736-7610 (you must be an active user)
    • Select Option 8

Apply for your
Visa® Check Card now. 

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