Business Checking

We understand that every business is unique. That’s why we offer a range of business checking accounts designed to meet a variety of balances, activity levels, and cash handling needs.

Our bankers will work with you to determine which account will best suit your business’ requirements.

All Jefferson Bank business checking accounts include the convenience of a free Visa Check card.


We can match the perfect account or combination of accounts to meet your business unique needs.

  • Business Express

    Apply NowWith low maintenance fees, our basic business checking account is perfect for small businesses with minimal account activity.

  • Business Builder

    Apply NowAs the name implies, this account is structured for mid-size, growing businesses. Our Business Builder could be the perfect match for companies with high levels of activity.

  • Business Checking

    Apply NowWith no minimum balance and low account analysis fees, which can be offset through tiered earning credit rate, this account is ideal for today’s active business banking customers. You can further customize and enhance your business checking account by utilizing our innovative and comprehensive Treasury Management Services.

Business Express
Business Builder
Business Checking
Minimum Opening Deposit
Monthly Service Charge
No monthly service charge with $2,500 minimum daily balance or an active merchant services account
No monthly service charge with $5,000 minimum daily balance or an active merchant services account
Item Processing
(includes credits posted, checks deposited and debits posted)
200 Items Free
$0.30 per item over 200
500 Items Free
$0.30 per item over 500
Free Check Card
Free Online Banking1
Mobile Banking and Mobile Deposit at No Bank Charge1
Free Bill Pay
Free Automated Phone Banking with Jeff-Line
Free eStatements & Check Images
Free Combined Monthly Statements

Trust/Fiduciary Account: If you are managing a trust or legal affairs, we have an account designed specifically for that purpose. Visit with a banker for additional details.

Visa® Check Cards for Business

A Jefferson Bank Business Visa® Check Card is the safest, most convenient way to make purchases from your business checking account because it is backed by Visa’s Zero Liability coverage. Check cards are free with any business checking account and can be used anywhere Visa is accepted.

You no longer have to carry cash or checks. You can use your business check card for office supplies, travel expenses, entertaining clients and paying invoices and vendors. Using a Visa Business Check Card is faster than issuing purchase orders, and it can be set up to automatically pay monthly business expenses.

Card Access for Employees and Officers

As an added convenience, you can request a check card for designated officers and employees. They can use the card for business related expenses, and you can have a record of their transactions. You can also set limits to their cards that match your business’ spending plan.

Include Us in Your Travel Arrangements

If you, or one of your designated employees, plan on traveling outside of the country, remember to notify our Card Services Department at (210) 734-4311. We ask that you let us know the time frame and your destination. By doing so, we will have knowledge that international transactions3 should be expected on your account, and our systems will allow these transactions to take place. It's always wise to be prepared with additional forms of payment in the event that foreign ATM networks are not accessible with your card.

Jefferson Bank Business Cash and Check Card

If your card is lost or stolen, or you suspect fraud, do one of the following:

  • Contact the Card Services Department at (210) 734-4311 during banking hours
  • Call (888) 297-3416 (U.S.) or (206) 389-5200 (international), 24-hours a day
  • Log on to Online Banking (you must be an active user)
    • Select the “Options” tab, then the “ATM/Debit” tab 
  • Call Jeff-Line at (833) 533-3546 (you must be an active user)
    • Select Option 8

Apply for your
Visa® Check Card now. 

We’re open for business... This is personal to us.

Notices & Disclosures

1While Jefferson Bank does not charge fees for the use of mobile banking, standard internet service rates may apply. Check with your mobile service provider for details.

2Account may be linked to a line of credit which is subject to credit approval.

3Jefferson Bank charges an International Transaction Service Fee, which is 1% of the transaction amount for each international purchase made. Other international transaction fees may apply.

Jefferson Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Jefferson Bank should contact the Texas Department of Banking through one of the means indicated below:

  • In Person or U.S. Mail : 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294
  • Telephone No: (877) 276-5554, Fax No.: (512) 475-1313
  • Email: [email protected]
  • Website:

Investment and Insurance Products are:

  • Not insured by the FDIC or any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Deposit products offered by Jefferson Bank. Member FDIC.