Personal High Yield Savings

Enjoy the safety and security of a savings account, plus the benefit of earning interest on your deposit, with a Jefferson Bank Personal High Yield Account. It’s also a smart way to protect your checking account from overdrafts. Combine your account with the powerful features of free smart mobile and online banking and make it even more accessible and manageable.

Designed to help you get the most out of your savings.

Our premier, high yield savings account pays tiered, variable interest with no withdrawal or transaction fee. It’s an ideal solution for overdraft protection.

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  • $1,000 Minimum opening deposit
  • $25 Monthly service charge
    No monthly service charge with $25,000 minimum balance
  • Interest Paid (on minimum $1,000 daily collected balance)  View Rates

Standard on all Personal Saving Accounts:

  • Free Online Banking1
  • Mobile Banking and Mobile Deposits1
  • Free Automated Phone Banking with Jeff-Line
  • Check and Cash Deposits 24/7 at no bank charge, made at Jefferson Bank ATMs2
  • Free Combined Monthly Statements
  • Overdraft Protection ($5 charge per transaction. From another Jefferson Bank checking or savings account.)

Notices & Disclosures

The Truth in Savings Act requires disclosures to be available on all consumer deposit accounts. Please inquire at any Jefferson Bank location for a Truth in Savings Act disclosure.

1While Jefferson Bank does not charge fees for the use of Mobile Banking or Online Banking, message and data rates may apply. Check with your service provider for details

2Check deposits are not immediately accessible against your Available Balance. Check deposits are limited to a $5,000 daily credit on your Current Balance. If a check deposit exceeds the $5,000 daily limit, an overnight hold will be administered for funds in excess of the daily limit.

Mobile and Online Banking with enhanced features.
Real-time access. Anytime.

We keep up with technology to help you stay in touch with and in control of your financial world from virtually anywhere, 24/7.

Use your smartphone, tablet, or Apple Watch to view current and available balances, transfer funds, deposit checks into your business accounts, pay bills, and more.

Jefferson Bank App

Download the free*
Jefferson Bank app today.

*While Jefferson Bank does not charge fees for the use of Mobile Banking or Online Banking, message and data rates may apply. Check with your service provider for details.

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