VISA® CHECK CARDS

A Jefferson Bank Visa Check Card is the safest, most convenient way to make purchases from your personal checking account because it is backed by Visa’s Zero Liability coverage. Check cards are free with any personal checking account and can be used anywhere Visa is accepted.

  • Make purchases or pay personal expenses in person, by phone or Internet. 
  • View your check card transactions in real time using Jefferson Online Banking.
  • Use as an ATM card when you need cash
    • ATM withdrawals require your Personal Identification Number (PIN).

MASTERCARD CREDIT CARDS:
LOW RATE, PREFERRED POINTS, AND WORLD CARD

We make it easy to choose the credit card that is right for you: Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.

Low Rate Card Features:

  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive ongoing APR.1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Low Rate Card Benefits:

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Low Rate Card Fees:

Jefferson Bank Cash and Check Card

If your Visa Check Card is lost or stolen, or you suspect fraud, do one of the following:

  • Contact the Card Services Department at (210) 736-7800 during banking hours
  • Call (866) 546-8273, 24-hours a day
  • Log on to Online Banking (you must be an active user)
    • Select the “Options” tab, then the “ATM/Debit” tab
  • Call Jeff-Line at (210) 736-7610 (you must be an active user)
    • Select Option 8
  • Log in to your Jefferson Mobile app, then select the “Managed Cards” option (you must be an active Online Banking user)

Apply for your
Visa® Check Card now. 

Preferred Points and World Card Features:
  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months.1
  • Competitive ongoing APR.1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
 Preferred Points and World Card Benefits:
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
 Preferred Points and World Card Fees:

 

Extraordinary benefits with all credit card options include:

Certain restrictions apply, detailed in the applicable benefits brochure received with new credit card

  • Concierge Service2
  • Price Protection
  • Baggage Delay Insurance
  • Car Rental Collision Damage Waiver Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance


Visa® Card Alerts

With real-time alerts, you can receive updates on your Visa® Check Card activity through text messages and email. You can act quickly to reduce fraud and monitor your account—wherever you are. This alert service is available free for Jefferson Bank Visa Check Card cardholders.

Real-Time Alerts

Customize transaction alerts to fit your needs when your Visa Check Card is used:

  • For purchases online, over the phone or through the mail
  • For cash withdrawals at an ATM, (only for international ATM/PIN transactions)
  • Outside the United States

More information

Receive transaction details within each alert, including:

  • Purchase amount
  • Merchant name and location (if available)
  • The last four digits of the Visa card used

Peace of mind

Gain confidence as you keep tabs on your account, wherever you are, with transaction alerts delivered via:

  • Text messages on your mobile phone
  • Email on your tablet, computer or mobile phone
  • Both text and email for added security and convenience

Sign up for Jefferson Bank Card Alerts today.

 

Visa® Gift Cards

With Visa Gift Cards, one size fits all. Best of all, you determine the size. Use them for birthdays, graduations, weddings or any special occasion. They’re perfect for a last minute gift or that hard-to-buy for person in your life.

Visa Gift Cards are just like a gift certificate with an added benefit.
They can be used everywhere Visa debit cards are accepted in the U.S.

  • Choose from preloaded denominations of $10 to $1,000
  • Choose from an assortment of card designs
  • Can be easily replaced if lost or stolen
    • Call (866) 496-6183 to report lost or stolen
  • Available at most Jefferson Bank locations. Call or visit your nearest banking center for details.
  • Must be a Jefferson Bank customer to purchase
  • A $3 service charge will apply for each card purchased
  • Cards cannot be reloaded

The contemporary financial services you want delivered with the personal touch of a neighborhood bank.
That’s a combination you’ll only find at Jefferson Bank. This is personal to us.

 

Notices & Disclosures

1 Please see application for information about current APRs and fees

2 Concierge Services available with World Mastercard only.
All credit cards carry the Jefferson Bank name on the front of the card. The issuer and administrator of the credit card program is TIB - The Independent Bankers Bank.

Standard text message rates may apply. Actual time to receive alert dependent on wireless service and coverage within area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for Alert service may vary by issuer. Additional restrictions apply.

Visa gift cards are issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc.
Monthly inactivity fee of $2.95 after 12 consecutive months of inactivity. Lost/stolen replacement card $5.00.