Visa*® Check Cards

A Jefferson Bank Visa® Check Card is the safest, most convenient way to make purchases
from your personal checking account.

  • Free with any personal checking account.
  • Backed by Visa’s Zero Liability coverage.
  • Use anywhere Visa is accepted to make purchases or pay personal expenses in person, by phone or online.
  • View real-time transactions with Jefferson Bank Online Banking.
  • Use as an ATM card when you need cash.
    • ATM withdrawals require your Personal Identification Number (PIN).
  • Enroll your check card in Visa Checkout to simplify online payments.
  • Sign up for Visa Card Alerts and receive updates via text message or email when your check card is used.

To request your Visa Check Card, simply call (210) 736-7800 and ask one of our Bankers, or send a secure email through the online banking system.

Mastercard Credit Cards

We offer 2 credit card options for you to choose from.

LOW RATES CARD1

Features:

  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive ongoing APR.3
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits:

  • 24-hour toll-free live customer assistance available at (800) 367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees:

WORLD CARD AND PREFERRED POINTS CARD1

Features:

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months.1
  • Competitive ongoing APR.1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits:

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise.
  • To view or redeem rewards points, visit www.dreampoints.com/preferredpoints or call (866) 678-5191.
  • 24-hour toll-free live customer assistance available at (800) 367-7576.
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees:

Visa*® Gift Cards

With Visa Gift Cards3, one size fits all. Best of all, you determine the size. Perfect for birthdays, graduations, weddings or any special occasion. 

  • Can be used everywhere Visa debit cards are accepted in the U.S.
  • Choose from preloaded denominations of $10 to $1,000.
  • Choose from an assortment of card designs.
  • Can be easily replaced if lost or stolen.
    • Call (866) 496-6183 to report lost or stolen.
  • Available at most Jefferson Bank locations. Call or visit your nearest banking center for details.
  • Must be a Jefferson Bank customer to purchase.
  • A $3 service charge will apply for each card purchased.
  • Cards cannot be reloaded.

LOST OR STOLEN CARD?

If your Visa Check Card is lost or stolen, or you suspect fraud, do one of the following:

  • Contact the Card Services Department at (210) 736-7800 during banking hours
  • Call (866) 546-8273, 24-hours a day
  • Log on to Online Banking (you must be an active user)
    • Select the “Options” tab, then the “ATM/Debit” tab
  • Call Jeff-Line at (210) 736-7610 (you must be an active user)
    • Select Option 8
  • Log in to your Jefferson Mobile app, then select the “Managed Cards” option (you must be an active Online Banking user)

The contemporary financial services you want delivered with the personal touch of a neighborhood bank.
That’s a combination you’ll only find at Jefferson Bank. This is personal to us.

 

Notices & Disclosures

1All credit cards carry the Jefferson Bank name on the front of the card. The issuer and administrator of the credit card program is TIB - The Independent Bankers Bank.

2Please see application for information about current APRs and fees.

3Visa gift cards are issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Monthly inactivity fee of $2.95 after 12 consecutive months of inactivity. Lost/stolen replacement card $5.00.