Home Equity Line of Credit (HELOC)

A Home Equity Line of Credit (HELOC) is a flexible loan product that allows you to borrow against the equity you have in your home. Many homeowners use home equity credit lines for major items, such as, home improvements, consolidating higher-interest credit debt or medical bills.  

A HELOC works much like a credit card. A credit line is established and you can borrow as much as you need when you need it up to the credit limit. The interest you pay is tax-deductible1 and HELOCs offer payment flexibility not available with a standard Home Equity Loan. 

Call 210-736-7700 for more information on how Jefferson Bank can help you with a Home Equity Line of Credit.

 

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1Consult your tax advisor regarding deductibility of interest

All loans subject to credit approval. Rates, terms and conditions subject to change without notice.

Bank NMLS #597833

 

We're here to answer all your questions about mortgages or other home-related financing options.
Call us at (210) 736-7700