Down Payment Assistance Programs

Our lenders have access to a variety of state and federal programs that assist borrowers who qualify for a mortgage, but do not have the money saved for a down payment or do not want to spend their entire savings on a down payment. The requirements for this type of assistance vary by program.

 

Contact one of our lending specialists at (210) 736-7700 for more details.

 

 

Let us help you find the mortgage product just right for you.

 

Notices & Disclosures

Jefferson Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Jefferson Bank should contact the Texas Department of Banking through one of the means indicated below:

  • In Person or U.S. Mail : 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294
  • Telephone No: (877) 276-5554, Fax No.: (512) 475-1313
  • Email: [email protected]
  • Website: www.dob.texas.gov.

Down payment assistance programs (DPA) vary and may restrict income to 80% or below of Area Median Income. DPA sources may be available for a limited time. Check with your lender to verify income restrictions and DPA availability to see if you qualify.

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Other restrictions and limitations apply.

Investment and Insurance Products are:

  • Not insured by the FDIC or any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Deposit products offered by Jefferson Bank. Member FDIC.