Interest Rates

Personal Interest Rates

(Annual Percentage Yields are accurate as of: October 31, 2019)

Now Account*1

Interest Rate	Annual Percentage Yield	Minimum Daily Balance to Obtain APY	Minimum Deposit to Open
0.01%	0.01%	$1,000	$200

Platinum*1

Interest Rate	Annual Percentage Yield (APY)%	Minimum Daily Balance to Obtain APY	Minimum Deposit to Open
0.01%	0.01%	$0.01	$100

Prime 10*1

Interest Rate	Annual Percentage Yield (APY)%	Minimum Daily Balance to Obtain APY	Minimum Deposit to Open
0.01%	0.01%	$1,000	$100

Relationship Checking*1

Interest Rate	Annual Percentage Yield (APY)%	Minimum Daily Balance to Obtain APY	Minimum Deposit to Open
0.05%	0.05%	$0.01	$50

Personal High Yield Savings Account*1

Tier	Interest Rate	Annual Percentage Yield (APY)%	Minimum Daily Balance to Obtain APY	Minimum Deposit to Open
1,000 to 9,999.99	0.10%	0.10%	$1,000	$1,000
10,000 to 24,999.99	0.10%	0.10%	$10,000	$1,000
25,000 to 49,999.99	0.15%	0.15%	$25,000	$1,000
50,000 to 99,999.99	0.20%	0.20%	$50,000	$1,000
100,000 to 999,999.99	0.65%	0.65%	$100,000	$1,000
1,000,000.00 to 4,999,999.99	1.00%	1.00%	$1,000,000	$1,000
5,000,000.00 and over	1.00%	1.00%	$5,000,000	$1,000

Personal & Minor Savings Account*1

Interest Rate	Annual Percentage Yield (APY)%	Minimum Daily Balance to Obtain APY	Minimum Deposit to Open
0.10%	0.10%	$0.01	$25

Money Market Fund Account*1

Tier	Interest Rate	Annual Percentage Yield (APY)%	Minimum Daily Balance to Obtain APY	Minimum Deposit to Open
1,000 to 9,999.99	0.10%	0.10%	$1,000	$200
10,000 to 24,999.99	0.10%	0.10%	$10,000	$200
25,000 to 49,999.99	0.15%	0.15%	$25,000	$200
50,000 to 99,999.99	0.20%	0.20%	$50,000	$200
100,000 and over	0.65%	0.65%	$100,000	$200

Certificates of Deposit - Less than $100,000*2

Term	Interest Rate	Annual Percentage Yield (APY)%	Minimum Daily Balance to Obtain APY	Minimum Deposit to Open
1 month	0.40%	0.40%	$1,000	$1,000
2 month	0.60%	0.60%	$1,000	$1,000
3 month	0.90%	0.90%	$1,000	$1,000
6 month	1.25%	1.25%	$1,000	$1,000
9 month	1.40%	1.40%	$1,000	$1,000
12 month	1.55%	1.55%	$1,000	$1,000
18 month	1.55%	1.55%	$1,000	$1,000
24 month	1.55%	1.55%	$1,000	$1,000
36 month	1.35%	1.35%	$1,000	$1,000

Certificates of Deposit - $100,000 or Over*2

Term	Interest Rate	Annual Percentage Yield (APY)%	Minimum Daily Balance to Obtain APY	Minimum Deposit to Open
1 month	0.50%	0.50%	$1,000	$100,000
2 month	0.70%	0.70%	$1,000	$100,000
3 month	1.00%	1.00%	$1,000	$100,000
6 month	1.35%	1.35%	$1,000	$100,000
9 month	1.50%	1.50%	$1,000	$100,000
12 month	1.65%	1.65%	$1,000	$100,000
18 month	1.65%	1.65%	$1,000	$100,000
24 month	1.65%	1.65%	$1,000	$100,000
36 month	1.45%	1.45%	$1,000	$100,000

IRAs (12 Months) Fixed Rate Less than $100,000*3,4

Interest Rate	Annual Percentage Yield (APY)%	Minimum Daily Balance to Obtain APY	Minimum Deposit to Open
1.55%	1.55%	$500	$500

IRAs (12 Months) Fixed Rate $100,000 or Over*3,4

Interest Rate	Annual Percentage Yield (APY)%	Minimum Daily Balance to Obtain APY	Minimum Deposit to Open
1.65%	1.65%	$500	$500

IRAs (18 Months) Variable Rate*1,3

Interest Rate	Annual Percentage Yield (APY)%	Minimum Daily Balance to Obtain APY	Minimum Deposit to Open
1.20%	1.21%	$500	$500

The Truth in Savings Act requires disclosures to be available on all consumer deposit accounts. Please inquire at any Jefferson Bank location for a Truth in Savings Act disclosure. Deposit rates are expressed as an Annual Percentage Yield (APY) and assume that interest is received at least annually. Fees or other conditions could reduce the earnings on the accounts.

¹The rates may change after the account is opened.
²Penalty may be imposed for early withdrawal.
³Penalty may be imposed for early withdrawal, which may include an IRA penalty.

Business Interest Rates

(Annual Percentage Yields are accurate as of October 31, 2019.)

Now Association*1

Interest Rate	Annual Percentage Yield (APY)%	Minimum Daily Balance to Obtain APY	Minimum Deposit to Open
0.01%	0.01%	$1,000	$200

Business High Yield Savings*1

Tier	Interest Rate	Annual Percentage Yield (APY)%	Minimum Daily Balance to Obtain APY	Minimum Deposit to Open
1,000.00 to 9,999.00	0.10%	0.10%	$1,000	$1,000
10,000.00 to 24,999.99	0.10%	0.10%	$10,000	$1,000
25,000.00 to 49,999.99	0.15%	0.15%	$25,000	$1,000
50,000.00 to 99,999.99	0.20%	0.20%	$50,000	$1,000
100,000.00 to 999,999.99	0.65%	0.65%	$100,000	$1,000
1,000,000.00 to 4,999,999.99	1.00%	1.00%	$1,000,000	$1,000
5,000,000.00 and over	1.00%	1.00%	$5,000,000	$1,000

Money Market Fund Account*1

Tier	Interest Rate	Annual Percentage Yield (APY)%	Minimum Daily Balance to Obtain APY	Minimum Deposit to Open
1,000 to 9,999.99	0.10%	0.10%	$1,000	$200
10,000 to 24,999.99	0.10%	0.10%	$10,000	$200
25,000 to 49,999.99	0.15%	0.15%	$25,000	$200
50,000 to 99,999.99	0.20%	0.20%	$50,000	$200
100,000 and over	0.65%	0.65%	$100,000	$200

Business Savings*1

Interest Rate	Annual Percentage Yield (APY)%	Daily Balance to Obtain APY	Minimum Deposit to Open
0.10%	0.10%	$0.01	$50

Certificates of Deposit - Less than $100,000*2

Term	Interest Rate	Annual Percentage Yield (APY)%	Minimum Daily Balance to Obtain APY	Minimum Deposit to Open
1 month	0.40%	0.40%	$1,000	$1,000
2 month	0.60%	0.60%	$1,000	$1,000
3 month	0.90%	0.90%	$1,000	$1,000
6 month	1.25%	1.25%	$1,000	$1,000
9 month	1.40%	1.40%	$1,000	$1,000
12 month	1.55%	1.55%	$1,000	$1,000
18 month	1.55%	1.55%	$1,000	$1,000
24 month	1.55%	1.55%	$1,000	$1,000
36 month	1.35%	1.35%	$1,000	$1,000

Certificates of Deposit - $100,000 or Over*2

Term	Interest Rate	Annual Percentage Yield (APY)%	Minimum Daily Balance to Obtain APY	Minimum Deposit to Open
1 month	0.50%	0.50%	$1,000	$100,000
2 month	0.70%	0.70%	$1,000	$100,000
3 month	1.00%	1.00%	$1,000	$100,000
6 month	1.35%	1.35%	$1,000	$100,000
9 month	1.50%	1.50%	$1,000	$100,000
12 month	1.65%	1.65%	$1,000	$100,000
18 month	1.65%	1.65%	$1,000	$100,000
24 month	1.65%	1.65%	$1,000	$100,000
36 month	1.45%	1.45%	$1,000	$100,000

¹The rates may change after the account is opened.
²Penalty may be imposed for early withdrawal.

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Interest Rates

Personal Interest Rates

Business Interest Rates

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