Interest Rates

Personal Interest Rates

(Annual Percentage Yields are accurate as of: July 30, 2020)

Relationship Checking*1
Interest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
0.03%0.03%$0.01$50
Personal High Yield Savings Account*1
TierInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1,000 to 9,999.990.03%0.03%$1,000$1,000
10,000 to 24,999.990.03%0.03%$10,000$1,000
25,000 to 49,999.990.03%0.03%$25,000$1,000
50,000 to 99,999.990.03%0.03%$50,000$1,000
100,000 to 499,999.990.06%0.06%$100,000$1,000
500,000 to 999,999.990.06%0.06%$500,000$1,000
1,000,000 to 4,999,999.990.10%0.10%$1,000,000$1,000
5,000,000 and over0.20%0.20%$5,000,000$1,000
Personal Savings Account*1
Interest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
0.03%0.03%$0.01$25
Money Market Account*1
TierInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1,000 to 9,999.990.03%0.03%$1,000$200
10,000 to 24,999.990.03%0.03%$10,000$200
25,000 to 49,999.990.03%0.03%$25,000$200
50,000 to 99,999.990.03%0.03%$50,000$200
100,000 to 499,999.990.06%0.06%$100,000$200
500,000 to 999,999.990.06%0.06%$500,000$200
1,000,000 to 4,999,999.990.10%0.10%$1,000,000$200
5,000,000 & over0.10%0.10%$5,000,000$200
Certificates of Deposit - Less than $100,000*2
TERMINTEREST RATEANNUAL PERCENTAGE YIELD (APY)%MINIMUM DAILY BALANCE TO OBTAIN APYMINIMUM DEPOSIT TO OPEN
1 month0.05%0.05%$1,000$1,000
2 month0.05%0.05%$1,000$1,000
3 month0.10%0.10%$1,000$1,000
6 month0.15%0.15%$1,000$1,000
9 month0.20%0.20%$1,000$1,000
12 month0.20%0.20%$1,000$1,000
18 month0.20%0.20%$1,000$1,000
24 month0.20%0.20%$1,000$1,000
36 month0.20%0.20%$1,000$1,000
Certificates of Deposit - $100,000 or Over*2
TERMINTEREST RATEANNUAL PERCENTAGE YIELD (APY)%MINIMUM DAILY BALANCE TO OBTAIN APYMINIMUM DEPOSIT TO OPEN
1 month0.10%0.10%$1,000$100,000
2 month0.10%0.10%$1,000$100,000
3 month0.15%0.15%$1,000$100,000
6 month0.20%0.20%$1,000$100,000
9 month0.25%0.25%$1,000$100,000
12 month0.25%0.25%$1,000$100,000
18 month0.25%0.25%$1,000$100,000
24 month0.25%0.25%$1,000$100,000
36 month0.25%0.25%$1,000$100,000
IRAs (12 Months) Fixed Rate Less than $100,000*3,4
Interest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
0.20%0.20%$500$500
IRAs (12 Months) Fixed Rate $100,000 or Over*3,4
Interest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
0.25%0.25%$500$500
IRAs (18 Months) Variable Rate*1,3
Interest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
0.25%0.25%$500$500

The Truth in Savings Act requires disclosures to be available on all consumer deposit accounts. Please inquire at any Jefferson Bank location for a Truth in Savings Act disclosure.  Deposit rates are expressed as an Annual Percentage Yield (APY) and assume that interest is received at least annually.  Fees or other conditions could reduce the earnings on the accounts. 

1The rates may change after the account is opened.
2Penalty may be imposed for early withdrawal.
3Penalty may be imposed for early withdrawal, which may include an IRA penalty.

Business Interest Rates

(Annual Percentage Yields are accurate as of: July 30, 2020)

Now Association*1
Interest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
0.01%0.01%$1,000$200
Business High Yield Savings*1
TierInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1,000 to 9,999.990.03%0.03%$1,000$1,000
10,000 to 24,999.990.03%0.03%$10,000$1,000
25,000 to 49,999.990.03%0.03%$25,000$1,000
50,000 to 99,999.990.03%0.03%$50,000$1,000
100,000 to 499,999.990.06%0.06%$100,000$1,000
500,000 to 999,999.990.06%0.06%$500,000$1,000
1,000,000 to 4,999,999.990.10%0.10%$1,000,000$1,000
5,000,000 and over0.20%0.20%$5,000,000$1,000
Money Market Fund Account*1
TierInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1,000 to 9,999.990.03%0.03%$1,000$200
10,000 to 24,999.990.03%0.03%$10,000$200
25,000 to 49,999.990.03%0.03%$25,000$200
50,000 to 99,999.990.03%0.03%$50,000$200
100,000 to 499,999.990.06%0.06%$100,000$200
500,000 to 999,999.990.06%0.06%$500,000$200
1,000,000 to 4,999,999.990.10%0.10%$1,000,000$200
5,000,000 and over0.20%0.20%$5,000,000$200
Business Savings*1
Interest RateAnnual Percentage Yield (APY)%Daily Balance to Obtain APYMinimum Deposit to Open
0.03%0.03%$0.01$50
Certificates of Deposit - Less than $100,000*2
TERMINTEREST RATEANNUAL PERCENTAGE YIELD (APY)%MINIMUM DAILY BALANCE TO OBTAIN APYMINIMUM DEPOSIT TO OPEN
1 month0.05%0.05%$1,000$1,000
2 month0.05%0.05%$1,000$1,000
3 month0.10%0.10%$1,000$1,000
6 month0.15%0.15%$1,000$1,000
9 month0.20%0.20%$1,000$1,000
12 month0.20%0.20%$1,000$1,000
18 month0.20%0.20%$1,000$1,000
24 month0.20%0.20%$1,000$1,000
36 month0.20%0.20%$1,000$1,000
Certificates of Deposit - $100,000 or Over*2
TERMINTEREST RATEANNUAL PERCENTAGE YIELD (APY)%MINIMUM DAILY BALANCE TO OBTAIN APYMINIMUM DEPOSIT TO OPEN
1 month0.10%0.10%$1,000$100,000
2 month0.10%0.10%$1,000$100,000
3 month0.15%0.15%$1,000$100,000
6 month0.20%0.20%$1,000$100,000
9 month0.25%0.25%$1,000$100,000
12 month0.25%0.25%$1,000$100,000
18 month0.25%0.25%$1,000$100,000
24 month0.25%0.25%$1,000$100,000
36 month0.25%0.25%$1,000$100,000

1The rates may change after the account is opened.
2Penalty may be imposed for early withdrawal.

Investment and Insurance Products are:

  • Not insured by the FDIC or any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Deposit products offered by Jefferson Bank. Member FDIC.