Interest Rates

Personal Interest Rates

(Annual Percentage Yields are accurate as of: October 31, 2019)

Now Account*1
Interest RateAnnual Percentage YieldMinimum Daily Balance to Obtain APYMinimum Deposit to Open
0.01%0.01%$1,000$200
Platinum*1
Interest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
0.01%0.01%$0.01$100
Prime 10*1
Interest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
0.01%0.01%$1,000$100
Personal High Yield Savings Account*1
TierInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1,000 to 9,999.990.10%0.10%$1,000$1,000
10,000 to 24,999.990.10%0.10%$10,000$1,000
25,000 to 49,999.990.15%0.15%$25,000$1,000
50,000 to 99,999.990.20%0.20%$50,000$1,000
100,000 to 999,999.990.65%0.65%$100,000$1,000
1,000,000.00 to 4,999,999.991.00%1.00%$1,000,000$1,000
5,000,000.00 and over1.00%1.00%$5,000,000$1,000
Personal & Minor Savings Account*1
Interest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
0.10%0.10%$0.01$25
Money Market Fund Account*1
TierInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1,000 to 9,999.990.10%0.10%$1,000$200
10,000 to 24,999.990.10%0.10%$10,000$200
25,000 to 49,999.990.15%0.15%$25,000$200
50,000 to 99,999.990.20%0.20%$50,000$200
100,000 and over0.65%0.65%$100,000$200
Certificates of Deposit - Less than $100,000*2
TermInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1 month0.40%0.40%$1,000$1,000
2 month0.60%0.60%$1,000$1,000
3 month0.90%0.90%$1,000$1,000
6 month1.25%1.25%$1,000$1,000
9 month1.40%1.40%$1,000$1,000
12 month1.55%1.55%$1,000$1,000
18 month1.55%1.55%$1,000$1,000
24 month1.55%1.55%$1,000$1,000
36 month1.35%1.35%$1,000$1,000
Certificates of Deposit - $100,000 or Over*2
TermInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1 month0.50%0.50%$1,000$100,000
2 month0.70%0.70%$1,000$100,000
3 month1.00%1.00%$1,000$100,000
6 month1.35%1.35%$1,000$100,000
9 month1.50%1.50%$1,000$100,000
12 month1.65%1.65%$1,000$100,000
18 month1.65%1.65%$1,000$100,000
24 month1.65%1.65%$1,000$100,000
36 month1.45%1.45%$1,000$100,000
IRAs (12 Months) Fixed Rate Less than $100,000*3,4
Interest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1.55%1.55%$500$500
IRAs (12 Months) Fixed Rate $100,000 or Over*3,4
Interest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1.65%1.65%$500$500
IRAs (18 Months) Variable Rate*1,3
Interest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1.20%1.21%$500$500

Business Interest Rates

(Annual Percentage Yields are accurate as of October 31, 2019.)

Now Association*1
Interest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
0.01%0.01%$1,000$200
Business High Yield Savings*1
TierInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1,000.00 to 9,999.000.10%0.10%$1,000$1,000
10,000.00 to 24,999.990.10%0.10%$10,000$1,000
25,000.00 to 49,999.990.15%0.15%$25,000$1,000
50,000.00 to 99,999.990.20%0.20%$50,000$1,000
100,000.00 to 999,999.990.65%0.65%$100,000$1,000
1,000,000.00 to 4,999,999.991.00%1.00%$1,000,000$1,000
5,000,000.00 and over1.00%1.00%$5,000,000$1,000
Money Market Fund Account*1
TierInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1,000 to 9,999.990.10%0.10%$1,000$200
10,000 to 24,999.990.10%0.10%$10,000$200
25,000 to 49,999.990.15%0.15%$25,000$200
50,000 to 99,999.990.20%0.20%$50,000$200
100,000 and over0.65%0.65%$100,000$200
Business Savings*1
Interest RateAnnual Percentage Yield (APY)%Daily Balance to Obtain APYMinimum Deposit to Open
0.10%0.10%$0.01$50
Certificates of Deposit - Less than $100,000*2
TermInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1 month0.40%0.40%$1,000$1,000
2 month0.60%0.60%$1,000$1,000
3 month0.90%0.90%$1,000$1,000
6 month1.25%1.25%$1,000$1,000
9 month1.40%1.40%$1,000$1,000
12 month1.55%1.55%$1,000$1,000
18 month1.55%1.55%$1,000$1,000
24 month1.55%1.55%$1,000$1,000
36 month1.35%1.35%$1,000$1,000
Certificates of Deposit - $100,000 or Over*2
TermInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1 month0.50%0.50%$1,000$100,000
2 month0.70%0.70%$1,000$100,000
3 month1.00%1.00%$1,000$100,000
6 month1.35%1.35%$1,000$100,000
9 month1.50%1.50%$1,000$100,000
12 month1.65%1.65%$1,000$100,000
18 month1.65%1.65%$1,000$100,000
24 month1.65%1.65%$1,000$100,000
36 month1.45%1.45%$1,000$100,000