Interest Rates

Personal Interest Rates

(Annual Percentage Yields are accurate as of: April 15, 2019)

Now Account*1
Interest RateAnnual Percentage YieldMinimum Daily Balance to Obtain APYMinimum Deposit to Open
0.01%0.01%$1,000$200
Platinum*1
Interest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
0.01%0.01%$0.01$100
Prime 10*1
Interest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
0.01%0.01%$1,000$100
Personal High Yield Savings Account*1
TierInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1,000 to 9,999.990.15%0.15%$1,000$1,000
10,000 to 24,999.990.40%0.40%$10,000$1,000
25,000 to 49,999.990.45%0.45%$25,000$1,000
50,000 to 99,999.990.50%0.50%$50,000$1,000
100,000 to 999,999.990.75%0.75%$100,000$1,000
1,000,000.00 to 4,999,999.991.00%1.00%$1,000,000$1,000
5,000,000.00 and over1.00%1.00%$5,000,000$1,000
Personal & Minor Savings Account*1
Interest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
0.15%0.15%$0.01$25
Money Market Fund Account*1
TierInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1,000 to 9,999.990.15%0.15%$1,000$200
10,000 to 24,999.990.40%0.40%$10,000$200
25,000 to 49,999.990.45%0.45%$25,000$200
50,000 to 99,999.990.50%0.50%$50,000$200
100,000 and over0.75%0.75%$100,000$200
12 Month CD Promo
TermInterest RateAnnual Percentage YieldMinimum Daily Balance to Obtain APYMinimum Deposit to Open
12 month2.40%2.40%$50,000$50,000
Certificates of Deposit - Less than $100,000*2
TermInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1 month0.40%0.40%$1,000$1,000
2 month0.60%0.60%$1,000$1,000
3 month0.90%0.90%$1,000$1,000
6 month1.30%1.30%$1,000$1,000
9 month1.40%1.40%$1,000$1,000
12 month2.10%2.10%$1,000$1,000
18 month2.15%2.15%$1,000$1,000
24 month2.20%2.20%$1,000$1,000
36 month2.20%2.20%$1,000$1,000
Certificates of Deposit - $100,000 or Over*2
TermInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1 month0.50%0.50%$1,000$100,000
2 month0.70%0.70%$1,000$100,000
3 month1.00%1.00%$1,000$100,000
6 month1.40%1.40%$1,000$100,000
9 month1.50%1.50%$1,000$100,000
12 month2.20%2.20%$1,000$100,000
18 month2.25%2.25%$1,000$100,000
24 month2.30%2.30%$1,000$100,000
36 month2.30%2.30%$1,000$100,000
Triple Option CD - Less than $100,000*2
TermInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
13 month1.95%1.95%$5,000$5,000
25 month2.05%2.05%$5,000$5,000
Triple Option CD - $100,000 or Over*2
TermInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
13 month2.05%2.05%$100,000$100,000
25 month2.15%2.15%$100,000$100,000
IRAs (18 Months) Variable Rate*1,3
Interest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1.20%1.21%$500$500

The Truth in Savings Act requires disclosures to be available on all consumer deposit accounts. Please inquire at any Jefferson Bank location for a Truth in Savings Act disclosure.  Deposit rates are expressed as an Annual Percentage Yield (APY) and assume that interest is received at least annually.  Fees or other conditions could reduce the earnings on the accounts. 

1The rates may change after the account is opened.
2Penalty may be imposed for early withdrawal.
3Penalty may be imposed for early withdrawal, which may include an IRA penalty.

Business Interest Rates

(Annual Percentage Yields are accurate as of April 15, 2019.)

Now Association*1
Interest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
0.01%0.01%$1,000$200
Business High Yield Savings*1
TierInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1,000.00 to 9,999.000.15%0.15%$1,000$1,000
10,000.00 to 24,999.990.40%0.40%$10,000$1,000
25,000.00 to 49,999.990.45%0.45%$25,000$1,000
50,000.00 to 99,999.990.50%0.50%$50,000$1,000
100,000.00 to 999,999.990.75%0.75%$100,000$1,000
1,000,000.00 to 4,999,999.991.00%1.00%$1,000,000$1,000
5,000,000.00 and over1.00%1.00%$5,000,000$1,000
Money Market Fund Account*1
TierInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1,000 to 9,999.990.15%0.15%$1,000$200
10,000 to 24,999.990.40%0.40%$10,000$200
25,000 to 49,999.990.45%0.45%$25,000$200
50,000 to 99,999.990.50%0.50%$50,000$200
100,000 and over0.75%0.75%$100,000$200
Business Savings*1
Interest RateAnnual Percentage Yield (APY)%Daily Balance to Obtain APYMinimum Deposit to Open
0.15%0.15%$0.01$50
Certificates of Deposit - Less than $100,000*2
TermInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1 month0.40%0.40%$1,000$1,000
2 month0.60%0.60%$1,000$1,000
3 month0.90%0.90%$1,000$1,000
6 month1.30%1.30%$1,000$1,000
9 month1.40%1.40%$1,000$1,000
12 month2.10%2.10%$1,000$1,000
18 month2.15%2.15%$1,000$1,000
24 month2.20%2.20%$1,000$1,000
36 month2.20%2.20%$1,000$1,000
Certificates of Deposit - $100,000 or Over*2
TermInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
1 month0.50%0.50%$1,000$100,000
2 month0.70%0.70%$1,000$100,000
3 month1.00%1.00%$1,000$100,000
6 month1.40%1.40%$1,000$100,000
9 month1.50%1.50%$1,000$100,000
12 month2.20%2.20%$1,000$100,000
18 month2.25%2.25%$1,000$100,000
24 month2.30%2.30%$1,000$100,000
36 month2.30%2.30%$1,000$100,000
12 Month CD Promo
TermInterest RateAnnual Percentage YieldMinimum Daily Balance to Obtain APYMinimum Deposit to Open
12 month2.40%2.40%$50,000$50,000
Triple Option CD - Less than $100,000*2
TermInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
13 month1.95%1.95%$5,000$5,000
25 month2.05%2.05%$5,000$5,000
Triple Option CD - $100,000 or Over*2
TermInterest RateAnnual Percentage Yield (APY)%Minimum Daily Balance to Obtain APYMinimum Deposit to Open
13 month2.05%2.05%$100,000$100,000
25 month2.15%2.15%$100,000$100,000

1The rates may change after the account is opened.
2Penalty may be imposed for early withdrawal.