Business Online Banking Frequently Asked Questions


Our Treasury Management Business Online Banking User Guide and Guide to ACH and Wires will help you get started using the all-new Jefferson Bank Online Banking.

Login, Passwords and Secure Access Code
When I enter my login name, it won't let me login?

If you cannot access Online Banking or Jefferson Bank Mobile Banking please call us at (210) 736-7230.

What if I can't remember my password?

After entering an incorrect password in the login box, click the "Forgot your password?" link just below the login button. Enter your User ID to receive a new Secure Access Code and reset your password.

What is a Secure Access Code?

A Secure Access Code is a security feature that validates contact information that currently resides on the Bank records, to authenticate your identity.

I want to receive my Secure Access Code via text, but don’t see a phone number listed. How can I add it?

As part of your initial login experience, your Secure Access Code will only be delivered to the contact information on file within our current Online Banking system. Once you have logged in successfully, you can add or edit Secure Access Code delivery methods by clicking on the “Settings” option from the left-hand navigation, selecting “Security Preferences” and clicking on the option for “Secure Access Code Delivery.”

I received a message that says “my Secure Access Code is invalid, or my account has been disabled.” What went wrong”?

If you opt to receive your Secure Access Code via text, you will receive a text from 864-34. Use the Secure Access Code that appears in the message portion of the text, not the number the text is sent from.  If you have requested the Secure Access Code be sent more than once, use the Secure Access Code you received last.

Does my Secure Access Code expire?

Each Secure Access Code is unique and is only valid for a limited time. If you’re not able to enter the Secure Access Code within that time period, you will need to request that a new one be sent.

When my Secure Access Code didn’t come immediately to my email, I requested another one to be sent as text. Which one should I use?

Use the Secure Access Code via the delivery method you requested most recently.

I waited too long to enter my Secure Access Code and now I can’t seem to login. What do I do?

The Secure Access Code is only valid for a limited time. If you’ve “timed out,” just hit the back button to begin again.

Why am I asked to register my computer or mobile device?

This is a security feature to protect your Online Banking session. You should only register your PC or Mobile Device that you own.

Why am I being asked to register my computer every time I login?

If you are being prompted to register your computer every time you login, your browser might not be allowing cookies. Online Banking places a cookie on your computer when you register your browser. This lets Online Banking system know that you have confirmed and trust the computer being used. If you are not accepting cookies, or deleting them, then you will be prompted to register your computer.

Note: If you have a security program that clears your Internet cookies, or if you clear them manually, you will be required to re-register your computer. You may choose to adjust this setting in your browser’s Tools or Internet Options settings and add as a trusted site.

What are “cookies”?

Cookies are small text files placed on your hard drive that permit websites to store information about your visit. In most instances, this information is used to personalize subsequent visits to the website or to remember any personal settings or customization available to you on the site. Most cookies are harmless, particularly when received from websites such as your personal online banking site for your financial institution.

Do I have to retrieve a Secure Access Code each time I try to access Online Banking?

No, if you are accessing Online Banking from a personal/trusted computer, register that device and you will periodically use a Secure Access Code when accessing Online Banking from that device.  

You will have to retrieve a Secure Access Code each time you try to login to Online Banking from a device that is not registered.

What Browser should I use for Online Banking?

To ensure proper functionality, we recommend using the most recent versions of Internet Explorer, Firefox, Chrome, and Safari or better for browser software.

How do I determine what browser I am using?

To determine what browser and version you are using follow these simple instructions.

Open your browser, click on Help at the top, select “About” (name of the browser, Help will display the version of the browser you are using).

Can I use my phone/tablet to access Online Banking?

Absolutely. Our new Online Banking system will provide you the ability to bank anytime, anywhere, from any device conveniently and securely. You can download the app on any Android or Apple device, and it will provide a consistent experience with banking from your desktop. If you're on a platform that isn't Android or Apple, you can always access Online Banking via your HTML-compatible mobile browser.

Online Activity Center
What information is available on the Online Activity Center?

Any type of online activity you initiated via the Online Banking system to include ACH activity, Wires, Funds Transfers, Stop Payments, updates on your Account, and Contact Info (such as Change of Address). Use the “Search Transfer” section to search for a specific transaction type.

How long does my Online Activity remain on the Online Activity Center?

Your online activity remains available for 24 months.

Online Banking Services
What features are available in the Online Banking system?

In addition to standard functions like checking your balance, paying bills, printing statements and transferring funds between Jefferson Bank accounts, Online Banking now offers advanced functionality, including:

  • View history and transfer funds without leaving the page
  • Secure Message Center
  • Transfer funds to and from checking, savings and loan accounts
  • External linking of accounts for Transfers to other Financial Institutions

  • Enroll in eStatements

  • Make deposits via Mobile device

  • Secure access login and security setting options
  • Activate, Suspend and Report/Lost Stolen Debit Cards
  • Receive Account, History and Date Alerts by Text or Email
  • Customize your Online Banking with a nickname, display of accounts, grouping and much more!
Can I activate my debit card on the Online Banking System?

Use the “Manage Card” option from the navigation pane to Activate a new card, permanently Deactivate a lost or stolen card, or temporarily Suspend your card.

How do I place a Stop Payment on the Online Banking System?

Select “Stop Payment” from the navigation pane and complete the required fields to include the account number, check number, payee, amount, date of check and reason for stop payment. Stop Payment is in effect for six months.

Is there a fee for placing a Stop Payment?

Select “Stop Payment” from navigation pane and complete the required fields to include the account number, check number, payee, amount, date of check and reason for stop payment.

Can I use the Stop Payment service for (ACH) electronic transactions?

The Stop Payment feature is for checks only. If you must place a Stop Payment for ACH transactions, please contact our Customer Inquiry Department at (210) 736-7600.

Can I use the Stop Payment service for multiple checks?

The Stop Payment feature is for single checks only. If you must place a Stop Payment for multiple checks, please contact our Customer Inquiry Department at (210) 736-7600.

How will I be notified with my eStatement/Notice are ready to be viewed?

You will receive an email to notify you your statement is ready for your review. Simply log on to your Online Banking and click eStatement/Notices to retrieve your statements listed under “View Statements”.

What eNotices are available to select?

Overdraft Notices are available. Select the eNotices you desire to receive from a list of available notices on the Online Banking system.

Will I receive a copy of my check images with eStatements?

Yes, check images are part of the eStatement service offered by Jefferson Bank.

Can I set up my an “Additional Recipient” to receive my eStatement/Notice?

Yes. Send us a secure message on the Message Center and provide us the following information on the Additional Recipient: Name, Email Address, Mobile Phone and Account Numbers you desire to grant access to your statements/Notices. The Additional Recipient will then receive their temporary login credentials in order to enroll for eStatements/Notices.

How does the “Additional Recipient” retrieve my eStatements/Notice?

We will provide you login credentials for your additional recipient. The Additional Recipient simply needs to login with their Login ID and Password to retrieve your eStatement from the “eStatement/Notice” section on the navigation pane.

How do I cancel an “Additional Recipient” for my eStatements/Notice?

Send us a secure message on the Message Center and provide the following information for your Additional Recipient: Name, Email Address, and Account Numbers. We will remove the Additional Recipient within 2 business days.

How do I change my address for eStatement/Notices?

Click on the Message Center and select “Update Contact Information” to update your physical address and email address.

What are the benefits of eStatements?
  • Quicker and safer delivery
  • Images of canceled checks are included
  • “Go Green” with less paper
  • Eliminates storage and shredding of paper
  • Additional users may be authorized to view your statements
  • Statement history is available for 24 months
Can Businesses and individuals enroll for eStatements?

Yes, all customers qualify for enrollment.

How long are my eStatements or eNotices available?

24 months on your Online Banking profile.

What about the notifications that I currently receive in my paper statements?

You will receive an image of any information or  notice that would be included in a paper statement.

What if I have combined statements?

Your eStatements will also be combined, just like your paper statements.

Can I save an electronic copy of the statements to my home computer?

Yes, PDF versions are available if you wish to save or print your statement.

Investment and Insurance Products are:

  • Not insured by the FDIC or any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Deposit products offered by Jefferson Bank. Member FDIC.