Treasury Management Services

We are in the business of helping your business. Our Treasury Management Services are designed to enhance your business operations by processing transactions electronically. Incorporating today’s technology and security procedures, we can help you maximize efficiencies and lower operating costs.

Utilizing these services allows you to optimize earnings and control your cash flow while increasing productivity.

Our Treasury Management Services

Our Treasury Management Services

Automated Clearing House (ACH) Origination

ACH Origination Services allow you to streamline the process of collecting receivables and making payments.

ACH credit origination gives you the ability to provide direct deposit of payroll to your employees or to electronically transfer funds to accounts at other banks.

ACH debit origination is an ideal solution for collecting accounts receivable or drafting preauthorized payments from customers’ accounts at any bank in the U.S.

ACH Non-Processing Days/Bank Holidays

Same Day ACH Service

Jefferson Bank is pleased to offer Same Day ACH processing for your Payroll or Business to Business Payments for customers using our Treasury Management Services. The expedited ACH process will ensure your ACH credits are received the same day that you originate them from the Jefferson Bank Online Banking platform.

Same Day ACH Processing

Wire Transfers

Create one-time or reoccurring wire transfers that can be transmitted securely to Jefferson Bank directly from the convenience of your office computer. By eliminating faxing, calling or emailing sensitive company information and signatures, you reduce the risk of fraud.

Electronic Federal Tax Payment System (EFTPS)

Initiate tax payments from your home or office, 24/7. EFTPS allows you to pay any federal tax online. You can also schedule payments in advance. Customers must be enrolled with the IRS prior to using this service.

Remote Deposit Services

With Remote Deposit Services, you and your staff can make deposits from the comfort of your office. Using a check scanner and a computer with an Internet connection, digital check images are captured and transmitted to Jefferson Bank for deposit.

The Remote Deposit Services software offers multiple security levels for users and enhanced reporting capabilities such as automatic balancing, duplicate check detection, and other customizable reports.

Learn how to maximize your efficiency with Remote Deposit Capture.

Remote Deposit Capture User Guide

Mobile Remote Deposit Services

Mobile Remote Deposit for Business lets you bank on your business’s schedule, wherever you might be.



Mobile Remote Deposit is only available in the Jefferson Bank mRDC app, available for free in Apple iTunes or Google Play.

Download the free Jefferson Bank app today.*

Download on the App StoreAndroid app on Google Play

Merchant Services

Expand your customers’ payment options with Merchant Services, which allow your business to accept major debit and credit card payments. With Merchant Services, deposits from Visa, Master Card, and Discover sales are posted to your business checking account the next business day, improving your cash flow. American Express credit card sales can also be integrated into your processing solution.

We can help you determine the optimal solution for your business, whether it’s using a credit card terminal, personal computer, or telephone1. Merchant Services can be customized for any category of business.

  • Retail
  • Professional
  • Trade Services
  • Restaurants
  • Services with Tips
  • Lodging
  • Internet/E-Commerce
  • Mail/Phone Order
Lock Box Services

Jefferson Bank will process your remittances by mail, deposit them to your checking account, and provide you all the documentation to support these deposits.

Sweep Account Services

Maximize the use of your business account balances with Jefferson’s Sweep Services:

Account Sweeps – Use your Deposit Account

  • To designate a target balance on your primary checking account to transfer excess funds into another business account.
  • To transfer funds into your business accounts to eliminate overdrafts.

Loan Sweeps

  • Use excess deposit balances in your accounts to pay down your line of credit.
  • Use your line of credit to transfer funds into your business accounts to eliminate overdrafts.
Positive Pay

Positive Pay is a fraud management tool that authenticates your check register. Our Positive Pay Services are especially designed for businesses and organizations to offer an effective method of preventing fraud caused by altered checks, counterfeit checks and unauthorized ACH or electronic debits. If the Positive Pay System detects checks or electronic debits which you have not authorized, Jefferson Bank will decline payment and fraudsters will be stopped in their tracks.

We’re open for business... This is personal to us.
 

Notices & Disclosures

1Merchant Services using a telephone are best suited for businesses that have less than ten sales a month. All processing solutions may not be available.

Fees for Merchant Services include an annual fee and a monthly discount rate determined by monthly volume, average sales, and processing method.

Android and Google Play are trademarks of Google Inc. Apple, the Apple logo, iPad, iPhone, and iPod touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. 

*While Jefferson Bank does not charge fees for the use of mobile banking, standard internet service rates may apply. Check with your mobile service provider for details.