Visa*® Check Cards

A Jefferson Bank Business Visa® Check Card is the safest, most convenient way to make purchases from your business checking account.

  • Free with any business checking account.
  • Backed by Visa’s Zero Liability coverage.
  • Use anywhere Visa is accepted for business-related expenses, including office supplies, travel, entertaining clients or paying invoices and vendors.
  • Faster than issuing purchase orders.
  • Can be set up to automatically pay monthly expenses.
  • View real-time transactions with Jefferson Bank Online Banking.
  • Enroll your check card in Visa Checkout to simplify online payments.
  • Sign up for Visa Card Alerts and receive updates via text message or email when your check card is used.

CARD ACCESS FOR EMPLOYEES AND OFFICERS

Request a check card for designated officers and employees to use for business-related expenses. You can set limits on their cards that match your business’ spending plan and you will have a record of their transactions. 

INCLUDE US IN YOUR TRAVEL ARRANGEMENTS

Notify us at (210) 736-7800 if you or one of your cardholders will be traveling outside of the country. By letting us know the time frame and destination, we are aware that international transactions should be expected on your account, and our systems can process these transactions. 

It's always wise to be prepared with additional forms of payment in the event that foreign ATM networks are not accessible with your card.

MasterCard Credit Cards

We make it easy to choose the credit card that is right for you: Standard or Preferred Points Rewards. It’s the only card you need for everything you need to do.

STANDARD CARD1

Features:

  • No annual fee.
  • Competitive ongoing APR2
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.

Benefits:

  • 24-hour toll-free live customer assistance available at (800) 367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.

Fees:

PREFERRED POINTS CARD1

Features:

  • Earn one reward point for each dollar spent, up to 10,000 points per month.
  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR.2
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual billing option only.

Benefits:

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise.
  • To view or redeem rewards points, visit www.dreampoints.com/preferredpoints or call (866) 678-5191.
  • 24-hour toll-free live customer assistance available at (800) 367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
  • Link to your Apple or Samsung device to pay at retailers everywhere.
  • Stay protected with ID Theft Resolution Services including online identity monitoring, resolution services, and more.
  • 24-hour global assistance with lost or stolen card replacement and emergency cash available at (632) 722-7111.
  • Free trial of Intuit QuickBooks Online and discount on QuickBooks online products.
  • Manage receipts by snapping photos of your MasterCard receipts and storing them securely in the cloud.
  • Automatic rebates on eligible purchases using your business credit card from participating US merchants.

Fees:

Visa*® Gift Cards

Jefferson Bank Visa Gift Cards3 are the perfect solution for employee incentives, rewards, promotions, prizes and travel expenses.

  • Can be used everywhere Visa debit cards are accepted in the U.S.
  • Available in preloaded denominations of $10 to $1,000.
  • Choose from an assortment of card designs.
  • Can be easily replaced if lost or stolen.
    • Call (866) 496-6183 to report lost or stolen.
  • Available at most Jefferson Bank locations. Call or visit your nearest banking center for details.
  • Must be a Jefferson Bank customer to purchase.
  • A $3 service charge will apply for each card purchased.
  • Cards cannot be reloaded.

 

LOST OR STOLEN CARD?

If your Visa Check Card is lost or stolen, or you suspect fraud, do one of the following:

  • Contact the Card Services Department at (210) 736-7800 during banking hours
  • Call (888) 297-3416 (U.S.) or (206) 389-5200 (international), 24-hours a day
  • Log on to Online Banking (you must be an active user)
    • Select the "Options" tab, then the "ATM/Debit" tab
  • Call Jeff-Line (210) 736-7610 (you must be an active user)
    • Select option 8
  • Log in to your Jefferson Mobile app, then select the "Manage cards" option (you must be an active user Online Banking user)

We’re open for business... This is personal to us.
 

Notices & Disclosures

1All credit cards carry the Jefferson Bank name on the front of the card. The issuer and administrator of the credit card program is TIB – The Independent Bankers Bank. Certain restrictions apply to each benefit listed. Benefits are detailed in the applicable benefits brochure provided with new and reissued credit cards or call TIB at (800) 367-7576.

2Please, see application for information about current APRs and fees.

3Visa gift cards are issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Monthly inactivity fee of $2.95 after 12 consecutive months of inactivity. Lost/stolen re\placement card $5.00.

Jefferson Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Jefferson Bank should contact the Texas Department of Banking through one of the means indicated below: